10233 NEWMINSTER LOOP, RUSKIN, FL, 33573
Active208 days on marketListed Dec 23, 2025MLS #TB8458564
About this home
10233 NEWMINSTER LOOP
Short Sale. Located in the desirable Belmont community with low CDD and HOA fees, this beautifully 4 bedroom home offers exceptional privacy with no rear neighbors and access to resort-style amenities. Updated in 2022 this home has wood-look plank laminate flooring throughout the first floor, updated lighting and ceiling fans, modern kitchen backsplash and hardware, enhanced pantry shelving. The inviting screened front porch leads into a light-filled open floor plan with neutral finishes ideal for entertaining. The kitchen boasts 42” espresso cabinets, granite countertops, stainless steel appliances, recessed lighting, a walk-in pantry, and a large granite island, opening to the family room and separate dining area with sliding doors to a private fenced backyard complete with covered patio and paver extension A first-floor guest bath and drop zone with granite countertop add convenience. Upstairs, you'll find all bedrooms including a spacious primary suite with a large walk-in closet and ensuite bath offering dual granite vanities, espresso cabinetry, soaking tub, and tiled walk-in shower, along with an upstairs laundry room and three additional bedrooms with ceiling fans. Additional highlights include hurricane shutters, water softener, lush palm trees, and a prime location close to shopping, dining, medical facilities, beaches, I-75, US-41, US-301, Selmon Expressway, and MacDill AFB, while residents enjoy community amenities such as a pool with cabana, playground, tennis and basketball courts, and miles of sidewalks.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,307
Sqft
0.11 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,770 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,770/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.3%
$/sqft vs Ruskin actives
$130 vs $180
Days on market
208 vs 51 typical
Where $130/sqft sits among the 293 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
166 of 293
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 10233 NEWMINSTER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$357,500
10346 CELTIC ASH DRIVE · same community
4 bd · 3 ba · 2,546 sqft · $140/sqft · 78 DOM
Sold · Feb ’26$355,000
10215 CELTIC ASH DRIVE · same community
4 bd · 4 ba · 2,590 sqft · $137/sqft · 142 DOM
Sold · Jun ’26$329,900
10109 CELTIC ASH DRIVE · same community
4 bd · 2 ba · 1,938 sqft · $170/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10233 NEWMINSTER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10233 NEWMINSTER LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10233 NEWMINSTER LOOP FAQs
What would the monthly payment be for 10233 NEWMINSTER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,770/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10233 NEWMINSTER LOOP?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10233 NEWMINSTER LOOP?+
The most recent tax bill on record (2024) was $8,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10233 NEWMINSTER LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $300,000, this home is listed about 14% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 10233 NEWMINSTER LOOP?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$300,000 runs 20% above the RUSKIN 33573 median — but at 2,307 sqft it's also 23% larger than the typical Ruskin listing.
02Time on market is leverage
208 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $300,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Chandler Hallwood. MLS #TB8458564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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