CENTURY 21 Edge
$299,500$299,9992 bd2 ba1,650 sqft$182 /sqft≈$2,670 /mo all-in ↓

146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146, ST PETERSBURG, FL, 33708

Active279 days on marketListed Jan 18, 2026MLS #TB8458598

✦ Priced 45% below the ST PETERSBURG 33708 median✦ Reduced $499CondominiumBOCA CIEGA POINT EAST

About this home

146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146

Virtually Staged. . Location Location Location, less than 2 miles from Bay Pines Veterans Hospital and the white sands of the Gulf of Mexico this 2 bedroom 2 Bath Villa is the perfect Location. this beautifully remodeled one-story villa offers an exceptional opportunity in a desirable 55+ gated community. With over $35,000 in improvements completed since June 2022, this move-in ready home combines comfort, convenience and value. The refreshed kitchen features wood cabinetry with pull-out shelving, built-in Trash cabinet, abundant pantry storage behind folding doors, granite countertops, recessed lighting, and reverse osmosis filtered water at the kitchen sink. Matching porcelain wood-plank tile flooring flows throughout the home, complemented by Crown Moulding, 5" baseboards, ceiling fans and Sun tunnels that brighten the living room and both bathrooms with natural light. The spacious primary living area remained high and dry during the 2024 flooding, offering added peace mind. Located on a quiet dead-end street with only one Villa beyond Unit 146, you will enjoy virtually no through traffic The Florida room overlooks a peaceful green space, while a fenced preserve-like area behind the patio provides exceptional privacy and a lush natural setting. Additional features include: * No stairs or elevators - true single-level living * One Car garage plus a two-car parking pad * 1/2 Covered front Patio with privacy walls, allowing you to enjoy either sunshine or shade. * Covered access from your vehicle to the front entrance during rainy weather - * Electronic Garage Door Opener * Pull down hurricane shutters in the fully windowed Florida Room * One of the few villas offering attic access for additional storage * Two fully tiled bathrooms including one with a bathtub and one with a walk-in Shower * Mirrored Closet Doors throughout * Built-in Ironing Board Current furnishings may stay for the buyers convenience or can be removed before closing Located just off Redington and Madeira Beaches on 113th Street, this villa is part of a welcoming community with outstanding amenities including a large resort-style swimming pool, clubhouse,fitness center, sauna tennis courts and pickle board courts. Investment Opportunity: This property is available for rental with a minimum 28 week lease term. Contact the Listing Agent for rental details and restrictions. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this exceptional villa offers location, lifestyle, and an outstanding value. Schedule your private showing today and take advantage of this significant price improvement and generous seller concession. Some Photos may be Virtually provided.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,650

Sqft

1.64 ac

Lot size

1

Garage

1974

Year built

One

Levels

$182

Per sqft

Park/Greenbelt & Trees/Woods viewPartially55+ community

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesNorth
ExteriorCourtyard · Hurricane Shutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,856/yr
PetsCats OK, Dogs OK, Size Limit
CommunityIntracoastal Waterway · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - No Guard · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,670 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,056
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$321
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,483Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,483
Interest rate7.50%
Loan term

Estimated payment

$2,670/mo

Principal & interest$2,056
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$321
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $365,592 · range $329K–$402K$418K

vs edgeAI estimate

−18.1%

$/sqft vs BOCA CIEGA POINT EAST

$182 vs $288

Days on market

279 vs 65 typical

Where $182/sqft sits among the 19 homes for sale in BOCA CIEGA POINT EAST

3 · this home
3
2
7
2
2
$161–202$202–243$243–284$284–325$325–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 35 min
Tampa Int’l Airport (TPA)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

13 of 19

BOCA CIEGA POINT EAST have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,500 ▼ $499
Jan 18, 2026Listed at $299,999 · 279 days on market since
1974Built · BOCA CIEGA POINT EAST

Reality check

What actually sold near 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

457 BOCA CIEGA POINT BOULEVARD NSold · Mar ’26

$510,000

457 BOCA CIEGA POINT BOULEVARD N · same community

2 bd · 2 ba · 1,650 sqft · $309/sqft · 147 DOM

476 BOCA CIEGA POINT BOULEVARD SSold · Sep ’26

$610,000

476 BOCA CIEGA POINT BOULEVARD S · same community

2 bd · 2 ba · 1,626 sqft · $375/sqft · 164 DOM

365 BOCA CIEGA POINT BOULEVARDSold · Oct ’26

$375,000

365 BOCA CIEGA POINT BOULEVARD · same community

2 bd · 2 ba · 1,625 sqft · $231/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146 — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146 FAQs

What would the monthly payment be for 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146?+

The most recent tax bill on record (2025) was $3,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146?+

The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $299,500, this home is listed about 30% below the St Petersburg median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 146 BOCA CIEGA POINT BLVD BOULEVARD S UNIT 146?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ST PETERSBURG 33708 market on paper

$299,500 is 45% below the ST PETERSBURG 33708 median of $544,900, and at $182/sqft it sits under the St Petersburg average of $371.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

279 days on market against a St Petersburg median of 65 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $299,999, now $299,500 — a $499 cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Joyce Drew. MLS #TB8458598.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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