9448 LEMON DROP LOOP, RUSKIN, FL, 33573
Active190 days on marketListed Jan 2, 2026MLS #TB8460428
About this home
9448 LEMON DROP LOOP
Beautiful corner-lot home built in 2022 offering 5 bedrooms and 2.5 bathrooms with a functional, open-concept design ideal for today’s lifestyle. The modern kitchen features stainless steel appliances, ample cabinetry, and seamlessly connects to the living and dining areas perfect for entertaining or everyday living. Enjoy a large backyard with plenty of space for outdoor gatherings, play, or future customization. Located in a desirable community close to schools, shopping, dining, and major highways for easy commuting. Home is well maintained, competitively priced, and move-in ready. Solar panels will be fully paid off by the seller at closing, offering immediate energy savings to the new owner. Don’t miss this opportunity—schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,415
Sqft
0.18 ac
Lot size
2
Garage
2022
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs BELMONT SOUTH PH 2F
$164 vs $176
Days on market
190 vs 51 typical
Where $164/sqft sits among the 7 homes for sale in BELMONT SOUTH PH 2F
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
4 of 7
BELMONT SOUTH PH 2F have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 9448 LEMON DROP LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$357,000
9424 LEMON DROP LOOP · same community
5 bd · 2.5 ba · 2,415 sqft · $148/sqft · 32 DOM
Sold · May ’26$500,000
9328 CHANNING HILL DRIVE · same community
4 bd · 2.5 ba · 2,439 sqft · $205/sqft · 33 DOM
Sold · Sep ’25$490,000
14413 SEATTLE SLEW LANE · same community
4 bd · 3 ba · 2,557 sqft · $192/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9448 LEMON DROP LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9448 LEMON DROP LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9448 LEMON DROP LOOP FAQs
What would the monthly payment be for 9448 LEMON DROP LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,416/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9448 LEMON DROP LOOP?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9448 LEMON DROP LOOP?+
The most recent tax bill on record (2024) was $8,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9448 LEMON DROP LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $394,900, this home is listed about 13% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 9448 LEMON DROP LOOP?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$394,900 runs 36% above the RUSKIN 33573 median — but at 2,415 sqft it's also 29% larger than the typical Ruskin listing.
02Time on market is leverage
190 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $424,900, now $394,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Adamelys Valladares. MLS #TB8460428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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