3465 41ST TERRACE S UNIT 205, ST PETERSBURG, FL, 33711
Active277 days on marketListed Jan 17, 2026MLS #TB8461073
About this home
3465 41ST TERRACE S UNIT 205
When you step inside this rarely available Patriot Square townhome, you’re immediately welcomed by an updated kitchen that opens seamlessly to the dining and living areas, creating an inviting and open floor plan ideal for both everyday living and entertaining. The remodeled kitchen features granite countertops, custom cabinetry, tiled backsplash, and stainless-steel appliances, while attractive tile flooring flows throughout the entire first level. The dining and living rooms are accented with crown molding, tall baseboards, and impact sliding glass doors that lead to a charming covered and screened lanai. This peaceful outdoor space overlooks tasteful landscaping and a quaint courtyard, the perfect spot to enjoy your morning coffee or unwind at the end of the day. A convenient half bath is located on the main floor for guests, and the washer and dryer have been thoughtfully relocated to a closet under the stairs for added functionality. Upstairs, you’ll find two spacious bedrooms and two full bathrooms. The primary suite features deep closet, and an updated en-suite with dual sinks, granite counters, and a large walk-in shower. The guest bedroom is generously sized with a walk-in closet and access to an updated guest bath, providing comfort and privacy for visitors. Additional features include hurricane impact windows and doors throughout and a chairlift for easy access to the second floor. Located in the heart of the Skyway Marina District is the gated 55+ community of Patriot Square, residents enjoy two pools, tennis, shuffleboard, and a recreation building all just minutes from Gulf beaches, Downtown St. Pete, shopping, dining, the Pinellas Trail, and I-275. Flood Insurance included in HOA fee. This exceptional townhome truly offers the best of comfort, style, and location.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,325
Sqft
0 ac
Lot size
1973
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,842 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,842/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
$/sqft vs PATRIOT SQUARE APTS
$155 vs $156
Days on market
277 vs 66 typical
Where $155/sqft sits among the 8 homes for sale in PATRIOT SQUARE APTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
4 of 8
PATRIOT SQUARE APTS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3465 41ST TERRACE S UNIT 205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$200,000
3894 37TH STREET S UNIT 41 · same community
3 bd · 2 ba · 1,385 sqft · $144/sqft · 68 DOM
Sold · Aug ’26$210,000
3595 40TH AVENUE S UNIT 3 · same community
3 bd · 2 ba · 1,385 sqft · $152/sqft · 38 DOM
Sold · May ’26$175,000
3630 38TH AVENUE S UNIT 79 · same community
3 bd · 2 ba · 1,490 sqft · $117/sqft · 278 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3465 41ST TERRACE S UNIT 205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3465 41ST TERRACE S UNIT 205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3465 41ST TERRACE S UNIT 205 FAQs
What would the monthly payment be for 3465 41ST TERRACE S UNIT 205?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,842/mo — principal and interest, the actual property-tax bill, the $1,054/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3465 41ST TERRACE S UNIT 205?+
The association fee works out to $1,054 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3465 41ST TERRACE S UNIT 205?+
The most recent tax bill on record (2024) was $1,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3465 41ST TERRACE S UNIT 205?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $205,000, this home is listed about 52% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3465 41ST TERRACE S UNIT 205?+
Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33711 market on paper
$205,000 is 30% below the ST PETERSBURG 33711 median of $294,000, and at $155/sqft it sits under the St Petersburg average of $371.
02Know the monthly fee
The association fee is $1,054/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
277 days on market against a St Petersburg median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $215,000, now $205,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Matthew Lanni. MLS #TB8461073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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