272 PHILADELPHIA BOULEVARD UNIT 48, PALM HARBOR, FL, 34684
Active220 days on marketListed Jan 5, 2026MLS #TB8461115
About this home
272 PHILADELPHIA BOULEVARD UNIT 48
PRICE REDUCED" BEAUTIFUL WATERFRONT 2BR/2BA home with private dock and lift located directly on Lake Tarpon. Interior features include an office with built-in shelving. LVP flooring in bedrooms, office, hall, and the open great room. Tile flooring in in kitchen and bathrooms. Neutral granite countertop in primary bath. Newer appliances, countertops, and cabinets in kitchen. Florida room has indoor/outdoor carpet and breathtaking views of the lake. There's a screen room on the lakeside and updates throughout. Lake Tarpon Village is an active 55+ community with a clubhouse, heated pool, and a recreation area. A low maintenance fee of $109 monthly. Easy to show. "A MUST SEE
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,540
Sqft
0.19 ac
Lot size
1969
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$256 vs $260
Days on market
220 vs 50 typical
Where $256/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Tarpon Mobile Home Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Tarpon Mobile Home Village — neighborhood snapshot
Population
681
Median age
65
Median income
$69,118
Median home value
$169,600
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 272 PHILADELPHIA BOULEVARD UNIT 48
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
270 PHILADELPHIA BOULEVARD UNIT 49 · same community
2 bd · 2 ba · 1,456 sqft · $292/sqft · 67 DOM
Sold · May ’26$399,900
3098 E DORCHESTER DRIVE
2 bd · 2 ba · 1,567 sqft · $255/sqft · 178 DOM
Sold · Jun ’26$430,000
1756 MACDONNELL DRIVE
2 bd · 2 ba · 1,512 sqft · $284/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 272 PHILADELPHIA BOULEVARD UNIT 48 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 272 PHILADELPHIA BOULEVARD UNIT 48 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
272 PHILADELPHIA BOULEVARD UNIT 48 FAQs
What would the monthly payment be for 272 PHILADELPHIA BOULEVARD UNIT 48?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,884/mo — principal and interest, the actual property-tax bill, the $109/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 272 PHILADELPHIA BOULEVARD UNIT 48?+
The association fee works out to $109 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 272 PHILADELPHIA BOULEVARD UNIT 48?+
The most recent tax bill on record (2024) was $1,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 272 PHILADELPHIA BOULEVARD UNIT 48?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $394,000, this home is listed about 5% above the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 272 PHILADELPHIA BOULEVARD UNIT 48?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$394,000 runs 58% above the PALM HARBOR 34684 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
220 days on market against a Palm Harbor median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,000, now $394,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of A BETTER WAY REALTY INC · William Decker. MLS #TB8461115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 272 PHILADELPHIA BOULEVARD UNIT 48 but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →