CENTURY 21 Edge
$1,795,000$2,300,0005 bd4 ba4,691 sqft$383 /sqft$11,860 /mo all-in ↓

9805 COMPASS POINT WAY, TAMPA, FL, 33615

Active200 days on marketListed Jan 17, 2026MLS #TB8465679

Reduced $505KWaterfrontPrivate poolSingle Family ResidenceBAYPORT VILLAGE

About this home

9805 COMPASS POINT WAY

Exceptional canal-front estate offering nearly 5,000 square feet of updated, turnkey living space in The Villages of Bayport. This 5-bedroom, 4-bath residence delivers a rare combination of scale, privacy, and true boating infrastructure that is increasingly difficult to replace. Designed for the Florida waterfront lifestyle, the home features a 20,000 lb. boat lift, accommodating vessels up to 35', with waterfront gazebo, providing effortless access to the canal for serious boaters. Outdoor living is a standout when you step outside to a private tropical oasis offering a screened lanai, heated in-ground pool and spa, fully equipped outdoor kitchen—ideal for year-round entertaining. Inside, the expansive floorplan offers flexibility for multigenerational living or executive-scale entertaining, complemented by updated finishes throughout. Additional highlights include a circular paved driveway, 2-car garage, and generous living and gathering spaces rarely found in this community. This is not a typical Bayport home—it is a private waterfront compound offering lifestyle, scale, and amenities that cannot be duplicated. A unique opportunity for buyers seeking space, boating capability, and move-in-ready condition in a canal-front setting. Residents enjoy an active community yacht club with seasonal events. This home is ideally located just 15 minutes from Tampa International Airport and close to premier dining, shopping, beaches, and downtown Tampa. SELLER'S HAVE AGREED TO ASSIST BUYER(S) WITH CLOSING COSTS, UP TO A MAXIMUM OF $20,000.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,691

Sqft

0.24 ac

Lot size

2

Garage

1991

Year built

One

Levels

$383

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Sauna · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSouth
ParkingCircular Driveway · Driveway
ExteriorGarden · Other · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$130/mo
Taxes (2024)$14,534/yr
PetsYes
CommunityLake · Association Recreation - Owned · Deed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Propane · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,860 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2024 actual bill$1,211
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,860/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$1,211
HOA / condo fee$130
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$1.5MedgeAI estimate $1,812,123 · range $1.6M$2.3M$2.4M

vs edgeAI estimate

−0.9%

$/sqft vs Tampa actives

$383 vs $303

Days on market

200 vs 40 typical

Where $383/sqft sits among the 400 Tampa actives

185
124 · this home
32
20
11
28
$154–289$289–424$424–559$559–694$694–829$829+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Port Colony

Map of 9805 COMPASS POINT WAY inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)18 min
Downtown Tampa21 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bay Port Colony — neighborhood snapshot

Population

2,020

Median age

40

Median income

$98,006

Median home value

$334,250

Avg household

2

Households w/ children

191

For the school run

Hillsborough County School District

ElementaryBay Crest Elementary School★★★★★
HighAlonso High School★★★★
MiddleFarnell Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$433K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

188 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 470% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $505K
Jan 17, 2026Listed at $2,300,000 · 200 days on market since
1991Built · BAYPORT VILLAGE

Reality check

What actually sold near 9805 COMPASS POINT WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9821 BAY ISLAND DRIVESold · Jun ’26

$1,425,000

9821 BAY ISLAND DRIVE · same community

4 bd · 3.5 ba · 3,517 sqft · $405/sqft · 0 DOM

9810 COMPASS POINT WAYSold · Jul ’26

$1,650,000

9810 COMPASS POINT WAY · same community

5 bd · 3 ba · 3,459 sqft · $477/sqft · 71 DOM

9807 BAY ISLAND DRIVESold · Sep ’25

$1,675,000

9807 BAY ISLAND DRIVE · same community

5 bd · 3.5 ba · 3,245 sqft · $516/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 9805 COMPASS POINT WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9805 COMPASS POINT WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9805 COMPASS POINT WAY FAQs

What would the monthly payment be for 9805 COMPASS POINT WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,860/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9805 COMPASS POINT WAY?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9805 COMPASS POINT WAY?+

The most recent tax bill on record (2024) was $14,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9805 COMPASS POINT WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $1,795,000, this home is listed about 299% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9805 COMPASS POINT WAY?+

Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,795,000 runs 470% above the TAMPA 33615 median — but at 4,691 sqft it's also nearly 3 times the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

200 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,300,000, now $1,795,000 — a $505K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Vincent Zeoli. MLS #TB8465679.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9805 COMPASS POINT WAY, TAMPA, FL — 5 Bed, 4 Bath — $1,795,000 | CENTURY 21 Edge