9807 COMPASS POINT WAY, TAMPA, FL, 33615
Active202 days on marketListed Jan 16, 2026MLS #TB8426885
About this home
9807 COMPASS POINT WAY
DRAMATIC PRICE REDUCTION | EXCEPTIONAL WATERFRONT VALUE | SELLER CONCESSIONS AVAILABLE | BRAND-NEW POOL EQUIPMENT (2026) | NO FLOODING | 13-MONTH HOME WARRANTY | QUICK CLOSE AVAILABLE An outstanding opportunity to own an exceptional waterfront home in Bayside, one of Tampa's premier guard-gated waterfront communities. With a significant price improvement, this custom-built residence now offers remarkable value for buyers seeking luxury waterfront living. For added peace of mind, the seller is including a 13-MONTH HOME WARRANTY, making your transition into homeownership even easier. Lovingly maintained by its original owner, this spacious home offers over 3,190 square feet with 4 bedrooms, 2.5 baths, a large bonus room, and a thoughtfully designed floor plan ideal for both everyday living and entertaining. Situated on a quiet cul-de-sac, the home showcases soaring ceilings, skylights, abundant natural light, a wood-burning fireplace, and breathtaking water views throughout. The generous primary suite offers private lanai access, dual closets, and skylights with a soaking tub and zero entry entry walk-in shower. This home presents a rare opportunity to customize select interior finishes while enjoying quality construction, generous room sizes, and an outstanding waterfront location. The newly reduced price reflects this opportunity, allowing buyers to add their personal style while building immediate value. Outdoor amenities include a screened lanai, outdoor kitchen, sparkling pool with brand-new pool equipment (2026), gazebo, private dock, kayak launch, and peaceful waterfront views. Additional features include a tile roof, hurricane shutters, two HVAC systems, and an oversized three-car garage. Ideally located with convenient access to open water, Berkeley Preparatory School, Tampa International Airport, shopping, dining, and entertainment, this is an exceptional opportunity to own one of Bayside's finest waterfront homes at an incredible new price.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,190
Sqft
0.26 ac
Lot size
3
Garage
1987
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,613 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,613/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Tampa actives
$408 vs $302
Days on market
202 vs 41 typical
Where $408/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Port Colony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Port Colony — neighborhood snapshot
Population
2,020
Median age
40
Median income
$98,006
Median home value
$334,250
Avg household
2
Households w/ children
191
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
195 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 313% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 9807 COMPASS POINT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,675,000
9807 BAY ISLAND DRIVE · same community
5 bd · 3.5 ba · 3,245 sqft · $516/sqft · 101 DOM
Sold · Jul ’26$1,650,000
9810 COMPASS POINT WAY · same community
5 bd · 3 ba · 3,459 sqft · $477/sqft · 71 DOM
Sold · Jun ’26$1,425,000
9821 BAY ISLAND DRIVE · same community
4 bd · 3.5 ba · 3,517 sqft · $405/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9807 COMPASS POINT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9807 COMPASS POINT WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9807 COMPASS POINT WAY FAQs
What would the monthly payment be for 9807 COMPASS POINT WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,613/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9807 COMPASS POINT WAY?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9807 COMPASS POINT WAY?+
The most recent tax bill on record (2024) was $9,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9807 COMPASS POINT WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,300,000, this home is listed about 189% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9807 COMPASS POINT WAY?+
Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,300,000 runs 313% above the TAMPA 33615 median — but at 3,190 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
202 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,400,000, now $1,300,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jan Gilbert. MLS #TB8426885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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