217 MOUNT ISLE AVENUE NE UNIT 197, ST PETERSBURG, FL, 33702
Active212 days on marketListed Jan 20, 2026MLS #TB8466230
About this home
217 MOUNT ISLE AVENUE NE UNIT 197
Affordable Saltwater Canal Waterfront Living with 40ft seawall, 12ft x 12ft dock with electric 8ft x 8ft, 7,000lb. lift, and no bridge access to Weedon Island and Tampa Bay! Updated 2021 Shingle Roof, 2025 Vinyl Siding, 2025 AC Ducts, 2025 Carport & Metal Roof, and it looks great! Nice back door 6ft wide by 18ft long wood deck with Gorgeous wide-canal Views! Enjoy Boating, kayaking, and Fishing, all from your own backyard! This nice older double-wide has lots of interior character with warm wood paneling for that fishing cottage look and feel, with spacious entry into office/bonus room, large kitchen opens to dining room and roomy living room, all with water views! This older 2 bedroom, 1.5 bath, home could use some TLC to make it your own. No interior flooding from recent hurricanes. Low community maintenance fee and convenient access to Gandy Blvd., Downtown St Pete, Beaches, and Shopping. Close to Mangrove Bay championship public golf course and YMCA community center. Convenient to downtown St Pete, tons of restaurants and shopping and Gulfside beaches. Don't miss out on this opportunity to buy a waterfront home in a Premier Waterfront Community in sunny Saint Petersburg, Florida!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,084
Sqft
0.12 ac
Lot size
1962
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.1%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$183 vs $187
Days on market
212 vs 57 typical
Where $183/sqft sits among the 38 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
21 of 38
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 MOUNT ISLE AVENUE NE UNIT 197
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$67,000
650 MOUNT KEY AVENUE NE UNIT 628 · same community
2 bd · 1.5 ba · 1,088 sqft · $62/sqft · 151 DOM
Sold · Jul ’26$70,000
539 MOUNT PINEY AVENUE NE UNIT 689 · same community
2 bd · 2 ba · 1,074 sqft · $65/sqft · 202 DOM
Sold · Feb ’26$57,500
7271 MOUNT ARLINGTON DRIVE NE UNIT 430 · same community
2 bd · 2 ba · 1,056 sqft · $54/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 217 MOUNT ISLE AVENUE NE UNIT 197 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 MOUNT ISLE AVENUE NE UNIT 197 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
217 MOUNT ISLE AVENUE NE UNIT 197 FAQs
What would the monthly payment be for 217 MOUNT ISLE AVENUE NE UNIT 197?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,245/mo — principal and interest, the actual property-tax bill, the $380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 217 MOUNT ISLE AVENUE NE UNIT 197?+
The association fee works out to $380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 217 MOUNT ISLE AVENUE NE UNIT 197?+
The most recent tax bill on record (2024) was $5,355. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 217 MOUNT ISLE AVENUE NE UNIT 197?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $198,900, this home is listed about 54% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 217 MOUNT ISLE AVENUE NE UNIT 197?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33702 market on paper
$198,900 is 10% below the ST PETERSBURG 33702 median of $219,950, and at $183/sqft it sits under the St Petersburg average of $377.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
212 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $239,000, now $198,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Tony Tamayo, Jr. MLS #TB8466230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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