2449 SILVERMOSS DRIVE, WESLEY CHAPEL, FL, 33544
Active190 days on marketListed Jan 26, 2026MLS #TB8468551
About this home
2449 SILVERMOSS DRIVE
Motivated Seller. MAJOR UPDATES: roof - 2022, HVAC - 2021, water heater - 2020, kitchen appliances - 2020, commercial stucco sealer - 2017. Welcome to this lovingly maintained ONE-OWNER home offering 3 bedrooms, 2.5 baths, generous bonus room (that can be easily converted to an office or additional bedroom), and nearly 2,530 square feet of bright, East- facing, open-concept living space in the heart of Seven Oaks, one of the mosts sought after and well known communities in Wesley Chapel. Soaring ceilings, wide-plank wood flooring, and an expansive upstairs bonus room create an airy, flexible layout ideal for today’s lifestyle. Recent updates add peace of mind and modern appeal. Enjoy mature landscaping, scenic paved walking/biking trails, and resort-style amenities, including Olympic-size Lap Swimming Pool, Lagoon-style Pool and Splash Pad, Sports Courts, Fitness Center, Movie Theater and a Cafe within Large Clubhouse with more amenities, all just minutes from I-75, shopping like Wiregrass Mall and Premium Outlets, upscale and casual dining, golf, and top-rated Wesley Chapel schools.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,527
Sqft
0.1 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,539 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,539/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Wesley Chapel actives
$190 vs $204
Days on market
190 vs 45 typical
Where $190/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seven Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Seven Oaks — neighborhood snapshot
Population
7,676
Median age
32
Median income
$109,436
Median home value
$511,135
Avg household
3
Households w/ children
1,139
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
213 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 2449 SILVERMOSS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$490,000
2442 SILVERMOSS DRIVE · same community
4 bd · 3 ba · 2,659 sqft · $184/sqft · 152 DOM
Sold · May ’26$540,000
1352 BIG CREEK DRIVE
4 bd · 3 ba · 2,526 sqft · $214/sqft · 12 DOM
Sold · Feb ’26$600,000
28701 FALLING LEAVES WAY
4 bd · 3 ba · 2,524 sqft · $238/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2449 SILVERMOSS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2449 SILVERMOSS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2449 SILVERMOSS DRIVE FAQs
What would the monthly payment be for 2449 SILVERMOSS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,539/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2449 SILVERMOSS DRIVE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2449 SILVERMOSS DRIVE?+
The most recent tax bill on record (2024) was $4,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2449 SILVERMOSS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $479,000, this home is listed about 10% above the Wesley Chapel median of $435,538. The market section on this page shows how the area is trending.
Which schools are assigned to 2449 SILVERMOSS DRIVE?+
Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,000 runs 37% above the WESLEY CHAPEL 33544 median — but at 2,527 sqft it's also 20% larger than the typical Wesley Chapel listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
190 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $530,000, now $479,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Margaret Dobkowski. MLS #TB8468551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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