1040 ELDORADO AVENUE, CLEARWATER BEACH, FL, 33767
Active187 days on marketListed Jan 30, 2026MLS #TB8470921
About this home
1040 ELDORADO AVENUE
Virtually Staged. Welcome to a true Mediterranean masterpiece, an architectural triumph gracing the sugar-white sands of world-famous Clearwater Beach. From the moment you arrive, the home’s commanding curb appeal and refined presence set the tone for a residence designed to satisfy the most discerning buyer. Built in 2009 and perfectly positioned directly on the Gulf of Mexico, this extraordinary estate seamlessly blends timeless elegance with modern coastal luxury, offering breathtaking, unobstructed Gulf views that stretch endlessly from nearly every room. Spanning approximately 5,000 square feet, the home is filled with exquisite architectural detail, sparkling chandeliers, and designer finishes that elevate every space. Rich teak wood floors flow throughout, complemented by marble and natural stone accents that reflect a refined, resort-inspired aesthetic. The interior living spaces are warm yet grand, anchored by a gas fireplace and a stunning designer kitchen crafted for both high performance and visual impact—ideal for intimate gatherings or elegant entertaining. A private elevator provides effortless access to every level, ensuring comfort and convenience throughout the home. Designed for elevated beachfront living, nearly 1,500 square feet of covered outdoor living space invites you to relax, entertain, and dine against the soothing backdrop of rolling waves and spectacular sunsets. A heated pool and spa overlook the Gulf, creating a private resort experience just steps from the sand. The primary suite is a sanctuary unto itself, featuring a sitting area, morning bar, custom couture-worthy walk-in closet, spa-inspired luxury bath, and a private Gulf-front terrace where sunrise coffee and sunset reflections become daily rituals. With five bedrooms, five and a half baths, awe-inspiring views, and an unrivaled beachfront setting, this is more than a home—it is a legacy property, offering privacy, prestige, and panoramic beauty on the Gulf of Mexico. This rare Clearwater Beach estate defines luxury coastal living at its finest.
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
5,074
Sqft
0.14 ac
Lot size
3
Garage
2009
Year built
Three Or More
Levels
$1,557
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$52,333 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$52,333/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MANDALAY SUB
$1,557 vs $525
Days on market
187 vs 71 typical
Where $1,557/sqft sits among the 24 homes for sale in MANDALAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
13 of 24
MANDALAY SUB have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1323% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1040 ELDORADO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$4,800,000
934 ELDORADO AVENUE · same community
4 bd · 5 ba · 5,164 sqft · $930/sqft · 63 DOM
Sold · Dec ’25$6,059,000
755 BAY ESPLANADE · same community
5 bd · 5.5 ba · 6,402 sqft · $946/sqft · 199 DOM
Sold · Mar ’26$3,000,000
1070 ELDORADO AVENUE · same community
6 bd · 5.5 ba · 3,719 sqft · $807/sqft · 302 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1040 ELDORADO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1040 ELDORADO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1040 ELDORADO AVENUE FAQs
What would the monthly payment be for 1040 ELDORADO AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $52,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1040 ELDORADO AVENUE?+
The most recent tax bill on record (2025) was $78,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $7,900,000, this home is listed about 889% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1040 ELDORADO AVENUE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$7,900,000 runs 1323% above the CLEARWATER BEACH 33767 median — but at 5,074 sqft it's also nearly 4 times the size of the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
187 days on market against a Clearwater Beach median of 71 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $10,989,000, now $7,900,000 — a $3.1M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8470921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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