827 SEABREEZE DRIVE, RUSKIN, FL, 33570
Active168 days on marketListed Feb 17, 2026MLS #TB8475129
About this home
827 SEABREEZE DRIVE
Now offering $10,000.00 in Seller Concessions! Centrally located for easy access to Tampa, St. Pete and Bradenton! Welcome to this thoughtfully renovated, turn key, water front home where a rare opportunity awaits! Whether you are looking for a quiet and secluded full time home, a nice vacation spot on the water or for a great investment opportunity with immediate income potential, this is the place for you. Nestled in the back of this rural Ruskin neighborhood, where there are no HOA or CDD costs. This property is on an elevated lot that is high and dry and has plenty of room to roam both inside and out. The large open floor plan gives ample space to entertain or just have family fun! The huge, open, cooks Kitchen is a show stopper, showcasing all brand new appliances! This home also features an expansive 12x32 temperature controlled sunroom overlooking the water that makes the perfect living space and a full size basement for that extra private workshop! Bring your boat, paddle board and all things water to your private oasis and enjoy the water activities right in your back yard! Relax and enjoy Kayaking around the mangrove islands and watch the dolphins and manatees while fishing right off of your dock. Location is key and this home has it, sitting right where the Little Manatee River and Tampa Bay meet, for some of Tampa Bay's world class fishing and Just around the corner of the Preserve at Cockroach Bay where there is a nature lover's hiking trail this home truly has something for everyone! Enjoy easy access to I75 and all major highways. Just a short boat ride to some of Florida's most beautiful beaches. Call me today for a private tour and Let's Talk Homes!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,036
Sqft
0.16 ac
Lot size
1984
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,712 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,712/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs UNPLATTED
$327 vs $301
Days on market
168 vs 53 typical
Where $327/sqft sits among the 187 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
87 of 187
UNPLATTED have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 827 SEABREEZE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$509,050
2748 CR 543 · same community
2 bd · 1 ba · 1,008 sqft · $505/sqft · 162 DOM
Sold · Dec ’25$115,000
6804 N 78TH STREET · same community
2 bd · 1 ba · 1,074 sqft · $107/sqft · 2 DOM
Sold · Dec ’25$315,000
825 SEABREEZE DRIVE · same community
3 bd · 1 ba · 1,121 sqft · $281/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 827 SEABREEZE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 827 SEABREEZE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
827 SEABREEZE DRIVE FAQs
What would the monthly payment be for 827 SEABREEZE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,712/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 827 SEABREEZE DRIVE?+
The most recent tax bill on record (2024) was $4,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 827 SEABREEZE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $339,000, this home is listed about 3% below the Ruskin median of $349,700. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Ruskin market on paper
$339,000 is 3% below the Ruskin median of $349,700.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
168 days on market against a Ruskin median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $439,000, now $339,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Lori McDonough. MLS #TB8475129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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