507 4TH STREET NW, STEINHATCHEE, FL, 32359
Active267 days on marketListed Feb 13, 2026MLS #TB8475647
About this home
507 4TH STREET NW
Virtually Staged. NEW PRICE: $94,777! SMALL INVESTMENT. BIG INCOME POTENTIAL! NO LOT RENT! - LIVE IN ABSOLUTE PARADISE YEAR ROUND! INCOME. INCOME. INCOME! Why pay lot rent when you can OWN your own piece of paradise and potentially generate rental income? This unique .26-acre, fully fenced property in Steinhatchee offers an affordable opportunity for investors, RV enthusiasts, or anyone looking for a personal getaway with income-producing potential. ALREADY EQUIPPED AND READY FOR YOUR VISION! Property features include 200-amp electric service, city water, a septic holding tank with pump-out service, sewer system capability with conversion, OUTDOOR SHOWER AND WATER CLOSET/DRESSING ROOM, two RV hookups (30-amp and 50-amp), and a metal 20 X 40 (12 FOOT HIGH) shelter with a #57 rock base for camper stability and drainage. THE BIG INVESTMENT ADVANTAGE: The property is grandfathered for up to FOUR TOTAL UNITS during festival and scalloping season. Potential rental rates of approximately $100+ per night or $650+ per month per camper ($2600.00) create an exciting opportunity to generate revenue from a relatively small land investment. Imagine enjoying your own property while putting its rental potential to work! Use it year-round, enjoy it as your private RV getaway, rent it seasonally, or explore future building possibilities. Located in a golf-cart-friendly city just minutes from boat ramps, marinas, restaurants, and the Steinhatchee River, this property puts you close to world-class fishing, scalloping, boating, and the laid-back Old Florida lifestyle. OWN THE LAND. SKIP THE LOT RENT. EXPLORE THE INCOME POTENTIAL! At just $94,777, this versatile property deserves a closer look. Seller motivated and ready to consider reasonable offers. Don’t miss this opportunity to invest in Steinhatchee!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$898 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$360K → $275K
Steinhatchee median sold, yr/yr
87.0%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 507 4TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 507 4TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
507 4TH STREET NW FAQs
What would the monthly payment be for 507 4TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 507 4TH STREET NW?+
The most recent tax bill on record (2025) was $545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 507 4TH STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $94,777, this home is listed about 79% below the Steinhatchee median of $447,200. The market section on this page shows how the area is trending.
Which schools are assigned to 507 4TH STREET NW?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the STEINHATCHEE 32359 market on paper
$94,777 is 55% below the STEINHATCHEE 32359 median of $209,750.
02Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $119,900, now $94,777 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Renee Perry. MLS #TB8475647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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