12704 LACEY DRIVE, NEW PORT RICHEY, FL, 34654
Active185 days on marketListed Feb 12, 2026MLS #TB8475995
About this home
12704 LACEY DRIVE
Stunning Fully Renovated 3-Bed, 2-Bath Home on 1/3 acre in New Port Richey – Everything Is Brand New! | Welcome to your dream home! This beautifully renovated 3-bedroom, 2-bathroom property offers 1,440 square feet of modern living space and has been completely redone from top to bottom with premium upgrades and thoughtful details throughout. Every inch reflects quality, comfort, and efficiency—move-in ready and built to last. | Features You’ll Love | Completely Updated Inside and Out: • New roof for peace of mind and long-term durability • 5-year-old, fully maintained A/C unit for efficient climate control • All-new Hardie Board siding—rot-resistant, low-maintenance, and made to stand the test of time • New double-pane insulated windows keep the home quiet and energy-efficient • Fresh attic insulation to lower energy costs year-round • All-new LED lighting throughout for modern style and energy savings | Stylish Modern Interior: • Brand new stainless steel appliances in a stunning, fully refreshed kitchen • All-new cabinetry and new flooring throughout create a cohesive, elegant look • On-demand tankless water heater for endless hot water and maximum efficiency | Primary Suite Retreat Your spacious primary suite is designed as a true getaway, featuring: • A massive walk-in closet with exceptional storage capacity • A luxury primary bath with a 48" glass barn-door shower featuring floor-to-ceiling vertically mounted large subway tile—a real showstopper • Convenient coffee bar in the dining area just outside the primary bedroom—the perfect spot for your morning roast without leaving your sanctuary | Outdoor Living Enjoy outdoor relaxation and entertaining with: • A brand-new front porch for welcoming guests • A rear deck made with pressure-treated lumber—ideal for BBQs, gatherings, or morning coffee in the fresh air | Fantastic Location Situated in Moon Lake Estates, New Port Richey, just north of Ridge Road and minutes from the Suncoast Parkway, this home offers easy access to Tampa, local beaches, and nearby shopping and dining. You’ll enjoy suburban tranquility with the convenience of commuter access right around the corner. Everything here is new, efficient, and designed for modern living. Whether you’re seeking a stylish first home, a tranquil downsizing option, or a worry-free investment property, this home delivers it all—comfort, craftsmanship, and convenience in one beautiful package. Don’t miss your chance to make this truly move-in ready home yours. With every upgrade imaginable already done, all that’s left to do is unpack and enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.34 ac
Lot size
1981
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs MOON LAKE ESTATES
$199 vs $167
Days on market
185 vs 52 typical
Where $199/sqft sits among the 33 homes for sale in MOON LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
20 of 33
MOON LAKE ESTATES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12704 LACEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$300,000
12022 BETHWOOD AVENUE · same community
3 bd · 2 ba · 1,469 sqft · $204/sqft · 47 DOM
Sold · Dec ’25$252,000
11100 BOUNTY STREET · same community
3 bd · 2 ba · 1,366 sqft · $184/sqft · 26 DOM
Sold · Dec ’25$210,000
10048 MARLEY AVENUE · same community
4 bd · 2 ba · 1,344 sqft · $156/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12704 LACEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12704 LACEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12704 LACEY DRIVE FAQs
What would the monthly payment be for 12704 LACEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12704 LACEY DRIVE?+
The most recent tax bill on record (2024) was $2,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12704 LACEY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $287,000, this home is listed about 1% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12704 LACEY DRIVE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$287,000 runs 55% above the NEW PORT RICHEY 34654 median.
02Time on market is leverage
185 days on market against a New Port Richey median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $330,000, now $287,000 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Chris Koenig. MLS #TB8475995.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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