CENTURY 21 Edge

0 CONNER NELSON ROAD, HILLIARD, FL, 32046

Active158 days on marketListed Feb 19, 2026MLS #TB8476896

Priced 56% below the HILLIARD 32046 medianReduced $6K

About this home

0 CONNER NELSON ROAD

1.4-Acre Vacant Land in Hilliard, Florida – Endless Possibilities Discover this 1.4-acre vacant lot in peaceful Hilliard, Florida, offering the perfect canvas to build your dream home, homestead, or recreational retreat. Surrounded by the natural beauty of Nassau County, this property provides privacy, open space, and the opportunity to enjoy true country living. The area is ideal for outdoor enthusiasts, with nearby access to Ralph E. Simmons Memorial State Forest and Cary State Forest, offering hiking, horseback riding, and wildlife viewing. The St. Marys River is just a short drive away, perfect for kayaking, canoeing, or fishing adventures. Enjoy the quiet charm of Hilliard while still being within reasonable driving distance to Jacksonville and Fernandina Beach, giving you access to urban conveniences, shopping, and coastal attractions. Whether you’re looking to build a private retreat, start a small farm, or invest in rural Florida land, this 1.4-acre property offers flexibility, tranquility, and endless possibilities.

Facts & features

The home at a glance

1.4 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$813/yr

Utilities & systems

UtilitiesOther
WaterPublic · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$728 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$465
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,765
Interest rate6.00%
Loan term

Estimated payment

$728/mo

Principal & interest$465
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hilliard

Map of 0 CONNER NELSON ROAD

Get to know Hilliard. See the full Hilliard guide →

HILLIARD 32046 — neighborhood snapshot

Population

11,259

Median age

36.6

Median income

$71,750

Median home value

$214,600

Avg household

2.94

Households w/ children

1,485

The numbers that matter

The Hilliard market

Seller’s marketLeans buyer12.0 months of inventoryBuyer’s market

$775K$175K

Hilliard median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Hilliard, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the HILLIARD 32046 median. See the full Hilliard market guide →

Paper trail

This home's history

CurrentPrice reduced to $79,000 $6K
Feb 19, 2026Listed at $85,000 · 158 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lyra Rae

Your agent

Lyra Rae

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 0 CONNER NELSON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 CONNER NELSON ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 CONNER NELSON ROAD FAQs

What would the monthly payment be for 0 CONNER NELSON ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 CONNER NELSON ROAD?+

The most recent tax bill on record (2025) was $813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hilliard?+

At $79,000, this home is listed about 86% below the Hilliard median of $561,950. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the HILLIARD 32046 market on paper

$79,000 is 56% below the HILLIARD 32046 median of $180,000.

02Time on market is leverage

158 days on market against a Hilliard median of 70 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $85,000, now $79,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Kasha Kramer. MLS #TB8476896.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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0 CONNER NELSON ROAD, HILLIARD, FL — $79,000 | CENTURY 21 Edge