11699 W INDIAN CIRCLE, CRYSTAL RIVER, FL, 34428
Active167 days on marketListed Feb 19, 2026MLS #TB8478087
About this home
11699 W INDIAN CIRCLE
Short Sale. Peaceful Living with Nature as Your Backyard! Welcome to this charming 2-bedroom, 2-bath home with a versatile flex space, perfectly situated on a quiet, wooded loop in Crystal River. With no backyard neighbors and direct views backing up to the Crystal River Preserve State Park, this home offers rare privacy and a true connection to nature. Inside, you’ll find all laminate flooring throughout and a functional layout designed for both comfort and flexibility. The converted portion of the garage creates a fantastic flex space, ideal for a home theater, playroom, office, or hobby room. The outdoor shed houses the well pump and water softener, keeping everything neatly organized. Step outside to enjoy the fully fenced backyard, perfect for pets, gatherings, or simply relaxing in your own private retreat. The setting is incredibly peaceful with very little traffic, making it feel like you’re tucked away in the woods—yet you’re just minutes from shopping, restaurants, downtown Crystal River, and local attractions. Crystal River is known for its small-town charm, crystal-clear springs, boating, kayaking, fishing, and world-famous manatee encounters. Whether you enjoy outdoor adventures, waterfront dining, or a laid-back coastal lifestyle, this area truly offers the best of Florida living. Quiet, private, and surrounded by nature—yet close to everything. This home is perfect for those seeking serenity without sacrificing convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,277
Sqft
0.34 ac
Lot size
1
Garage
1984
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,606 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,606/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.6%
$/sqft vs Crystal River actives
$157 vs $213
Days on market
167 vs 46 typical
Where $157/sqft sits among the 139 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
72 of 139
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 11699 W INDIAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$339,000
8505 TOCOI PATH · same community
3 bd · 2 ba · 1,400 sqft · $242/sqft · 26 DOM
Sold · Feb ’26$325,000
8411 TOCOI PATH · same community
3 bd · 2 ba · 1,509 sqft · $215/sqft · 0 DOM
Sold · Aug ’25$305,000
8504 N CAMPBELL ROAD · same community
3 bd · 2 ba · 2,382 sqft · $128/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 11699 W INDIAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11699 W INDIAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11699 W INDIAN CIRCLE FAQs
What would the monthly payment be for 11699 W INDIAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,606/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11699 W INDIAN CIRCLE?+
The most recent tax bill on record (2024) was $2,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $200,000, this home is listed about 33% below the Crystal River median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11699 W INDIAN CIRCLE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Amber Browder. MLS #TB8478087.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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