10409 VILLA VIEW CIRCLE UNIT 10409, TAMPA, FL, 33647
Active170 days on marketListed Feb 20, 2026MLS #TB8478452
About this home
10409 VILLA VIEW CIRCLE UNIT 10409
Just reduced $15,000.00, Now is the perfect time to make your move! No CDD and an excellent opportunity for both homeowners and investors. Welcome to this exquisitely maintained 3-bedroom, 2-bath condominium located in one of New Tampa’s most desirable gated communities. This beautifully updated home features a thoughtfully designed open layout with soaring vaulted ceilings, brand-new laminate flooring, new carpeted stairs, and abundant natural light that creates a bright and inviting atmosphere. The updated kitchen showcases elegant quartz countertops, soft-close cabinetry, stainless steel appliances, and a spacious pantry — perfectly designed for both everyday living and entertaining. The sun-filled living room offers charming bay windows and a decorative non-woodburning fireplace that adds warmth and character to the space. Brand New water heater. A/C replaced few years ago. Additional highlights include a spacious in-unit laundry room with washer and dryer included for added convenience. Residents enjoy resort-style amenities including a sparkling swimming pool, clubhouse, recently renovated fitness center, scenic playground, and the security of gated access. High-speed internet and premium cable are included in the community services. Ideally situated just minutes from USF, I-75, and I-4, with easy access to shopping, dining, healthcare facilities, and recreational trails — this location offers both convenience and lifestyle. Whether you're looking for a primary residence or an income-producing property, this one checks all the boxes. Schedule your private showing soon, don't miss this opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,476
Sqft
0 ac
Lot size
2001
Year built
Two
Levels
$108
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs THE VILLAS CONDO
$108 vs $137
Days on market
170 vs 42 typical
Where $108/sqft sits among the 11 homes for sale in THE VILLAS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 11
THE VILLAS CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10409 VILLA VIEW CIRCLE UNIT 10409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$100,000
17965 VILLA CREEK DRIVE · same community
3 bd · 2 ba · 1,476 sqft · $68/sqft · 32 DOM
Sold · Mar ’26$130,000
18118 VILLA CREEK DRIVE UNIT N/A · same community
3 bd · 2 ba · 1,445 sqft · $90/sqft · 5 DOM
Sold · Oct ’25$196,750
10502 VILLA VIEW CIRCLE · same community
2 bd · 2 ba · 1,340 sqft · $147/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10409 VILLA VIEW CIRCLE UNIT 10409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10409 VILLA VIEW CIRCLE UNIT 10409 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10409 VILLA VIEW CIRCLE UNIT 10409 FAQs
What would the monthly payment be for 10409 VILLA VIEW CIRCLE UNIT 10409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill, the $802/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10409 VILLA VIEW CIRCLE UNIT 10409?+
The association fee works out to $802 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10409 VILLA VIEW CIRCLE UNIT 10409?+
The most recent tax bill on record (2024) was $2,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10409 VILLA VIEW CIRCLE UNIT 10409?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $160,000, this home is listed about 64% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10409 VILLA VIEW CIRCLE UNIT 10409?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33647 market on paper
$160,000 is 57% below the TAMPA 33647 median of $374,999, and at $108/sqft it sits under the Tampa average of $346.
02Know the monthly fee
The association fee is $802/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
170 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $175,000, now $160,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Aravinda Kappaganthula. MLS #TB8478452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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