CENTURY 21 Edge
$200,000$215,000≈$1,515 /mo all-in ↓

2602 DURHAM STREET, TAMPA, FL, 33605

Active220 days on marketListed Feb 20, 2026MLS #TB8478671

✦ Priced 23% below the TAMPA 33605 median✦ Reduced $15KEAST TAMPA BLOCKS 1 TO 40

About this home

2602 DURHAM STREET

Welcome to vacant and clear lot perfectly located near the best of Tampa living. Nestled in the heart of the city, this property is just minutes from historic Ybor City, Channelside, Hardrock Casino, With its prime location and intimate size, this lot offers a unique opportunity to create something truly special — whether it’s a cozy home, an investment property, or a custom project designed to fit your vision. Don’t miss your chance to own land in one of Tampa’s most convenient and growing areas. Schedule a time to see this property today and start planning your next move!

Facts & features

The home at a glance

0.11 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$1,071/yr

Utilities & systems

UtilitiesPublic · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$89
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,515/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$89
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palmetto Beach

Drive times from this address

Downtown Tampa≈ 5 min
Tampa Int’l Airport (TPA)≈ 18 min
Walt Disney World≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Palmetto Beach — neighborhood snapshot

Population

1,821

Median age

40

Median income

$59,389

Median home value

$301,441

Avg household

3

Households w/ children

167

For the school run

Hillsborough County School District

ElementaryDesoto Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighBlake High School★★★★★
MiddleGiunta Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the TAMPA 33605 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $200,000 ▼ $15K
Feb 20, 2026Listed at $215,000 · 220 days on market since

Reality check

What actually sold near 2602 DURHAM STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2403 CORRINE STREETSold · Jul ’26

$259,999

2403 CORRINE STREET · same community

2 bd · 1 ba · 970 sqft · $268/sqft · 11 DOM

2219 THRACE STREETSold · Nov ’25

$285,000

2219 THRACE STREET · same community

2 bd · 1 ba · 972 sqft · $293/sqft · 150 DOM

2220 DAVIS STREETSold · Feb ’26

$275,000

2220 DAVIS STREET · same community

3 bd · 2 ba · 1,122 sqft · $245/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2602 DURHAM STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2602 DURHAM STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2602 DURHAM STREET FAQs

What would the monthly payment be for 2602 DURHAM STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,515/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2602 DURHAM STREET?+

The most recent tax bill on record (2024) was $1,071. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $200,000, this home is listed about 55% below the Tampa median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2602 DURHAM STREET?+

Desoto Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Blake High School (high), Giunta Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33605 market on paper

$200,000 is 23% below the TAMPA 33605 median of $259,000.

02Time on market is leverage

220 days on market against a Tampa median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $215,000, now $200,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Misleydis Perdomo. MLS #TB8478671.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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