CENTURY 21 Edge
$174,900$199,0002 bd2 ba1,110 sqft$158 /sqft$1,474 /mo all-in ↓

18013 VILLA CREEK DRIVE, TAMPA, FL, 33647

Active172 days on marketListed Feb 23, 2026MLS #TB8479103

Priced 51% below the TAMPA 33647 medianReduced $24KCondominiumTHE VILLAS CONDO

About this home

18013 VILLA CREEK DRIVE

One or more photo(s) has been virtually staged. ***HUGE PRICE DECREASE - NOW IS YOUR CHANCE!!! ROOF OF THIS BUILDING IS GOING TO BE REPLACED SOON, AND THEN STUCCO WILL BE TAKEN CARE OF*** Welcome to this RECENTLY REMODELED one-of-a-kind GROUND-FLOOR END-UNIT (with some ACCESSIBILITY FEATURES) that truly offers everything you’ve been dreaming of! Bright and private, this 1st-floor residence features extra windows, abundant natural light, and a peaceful setting within the GATED Villas Condominiums community of New Tampa, directly across from Heritage Isle Golf. Offering 1,110 heated square feet, this thoughtfully designed 2-bedroom, 2-bath home showcases a desirable SPLIT FLOOR PLAN with 2 TRUE PRIMARY SUITES, each with its own full bathroom — ideal for guests, multi-generational living, or flexible work-from-home arrangements. The main primary suite includes a spacious walk-in closet and private Roman bath. The secondary suite features a Jack-and-Jill style bathroom with ROLL-IN SHOWER, GRAB BARS, and a 32-inch DOORWAY, accessible from both the bedroom and hallway for added versatility. The SPACIOUS and FLEXIBLE GREAT ROOM is filled with natural light and flows seamlessly into the kitchen, complete with SOLID WOOD CABINETRY, GRANITE COUNTERTOPS, pantry storage, and a FULL APPLIANCE PACKAGE including Refrigerator, Range, Microwave, Dishwasher, and front-load Washer & Dryer. SEAMLESS CERAMIC TILE FLOORING ALL THROUGHOUT, with NO TRANSITIONS, enhances durability, easy maintenance, and smooth flow from room to room. Designed for comfortable everyday living, the home also includes a low-profile ADA-compliant entry threshold, select lowered switches, an interior laundry room, generous closet space, an exterior storage closet, a covered front porch, and an ADDITIONAL COVERED SIDE PORCH for added outdoor enjoyment. Additional highlights include a NEWER AC (2023) and NEWER WATER HEATER (2019). Enjoy true maintenance-free living in this gated community offering a large resort-style POOL, FITNESS ROOM, CLUBHOUSE, and PLAYGROUND. Spectrum HIGH-SPEED INTERNET and CABLE TV PACKAGE ARE INCLUDED in the monthly condo fee, along with exterior maintenance, roof, landscaping, irrigation, sewer, trash, master insurance, and reserve funds. Ideally located in the HEART OF NEW TAMPA, this home offers access to PREMIUM SHOPPING and SINING at The Shops at Wiregrass and Tampa Premium Outlets. Nearby FLATWOODS PARK features a paved bicycle loop, off-road biking trails, remote picnic areas, and scenic nature trails, as well as NEWLY RENOVATED BRANCHTON PARK offering splash pads, playground, PICKLEBALL, Basketball, and Picnic Cabanas for outdoor enthusiasts. Convenient to hospitals, top-rated schools, major highways, and everyday conveniences, this move-in-ready residence offers the perfect blend of privacy, flexibility, and location. CALL/TEXT TO SCHEDULE YOUR PRIVATE SHOWING!!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

2001

Year built

One

Levels

$158

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
FacesWest
ParkingAssigned · Guest
ExteriorStorage

Community & fees

Taxes (2024)$2,487/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,474 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$207
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$1,474/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$207
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$114KedgeAI estimate $136,901 · range $119K$181K$188K

vs edgeAI estimate

+27.8%

$/sqft vs THE VILLAS CONDO

$158 vs $132

Days on market

172 vs 43 typical

Where $158/sqft sits among the 11 homes for sale in THE VILLAS CONDO

3
3
2
1 · this home
1
1
$108–122$122–136$136–150$150–164$164–178$178+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 18013 VILLA CREEK DRIVE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33647 — neighborhood snapshot

Population

74,919

Median age

37

Median income

$104,775

Median home value

$437,600

Avg household

2.79

Households w/ children

10,222

For the school run

Hillsborough County School District

HighWharton High School★★★★★
ElementaryTurner-Bartels K-8 School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 11

THE VILLAS CONDO have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $174,900 $24K
Feb 23, 2026Listed at $199,000 · 172 days on market since
2001Built · THE VILLAS CONDO

Reality check

What actually sold near 18013 VILLA CREEK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17942 VILLA CREEK DRIVE UNIT 17942Sold · Jan ’26

$140,000

17942 VILLA CREEK DRIVE UNIT 17942 · same community

2 bd · 2 ba · 1,110 sqft · $126/sqft · 5 DOM

18126 VILLA CREEK DRIVE UNIT 18126Sold · Sep ’25

$130,000

18126 VILLA CREEK DRIVE UNIT 18126 · same community

2 bd · 2 ba · 1,175 sqft · $111/sqft · 0 DOM

10467 VILLA VIEW CIRCLESold · Jun ’26

$105,000

10467 VILLA VIEW CIRCLE · same community

2 bd · 2 ba · 1,175 sqft · $89/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18013 VILLA CREEK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18013 VILLA CREEK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18013 VILLA CREEK DRIVE FAQs

What would the monthly payment be for 18013 VILLA CREEK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18013 VILLA CREEK DRIVE?+

The most recent tax bill on record (2024) was $2,487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18013 VILLA CREEK DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $174,900, this home is listed about 61% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 18013 VILLA CREEK DRIVE?+

Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33647 market on paper

$174,900 is 51% below the TAMPA 33647 median of $359,950, and at $158/sqft it sits under the Tampa average of $345.

02Time on market is leverage

172 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $199,000, now $174,900 — a $24K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Johane Bucaille, PLLC. MLS #TB8479103.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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