5245 COQUINA KEY DRIVE SE UNIT D, ST PETERSBURG, FL, 33705
Active177 days on marketListed Feb 24, 2026MLS #TB8479406
About this home
5245 COQUINA KEY DRIVE SE UNIT D
Welcome to Paradise! Waterside Condos South Village is truly one of Florida’s best-kept secrets. This beautifully furnished waterfront 2-bedroom, 2-bath condo is the perfect vacation getaway and is available starting 05/01/2026. From the moment you walk in, you’ll be energized by the bright, stylish finishes, including two-tone kitchen cabinetry, quartz countertops, porcelain tile backsplash, stainless steel appliances, and elegant fixtures. The condo also features high ceilings with an orange-peel finish and a full-size washer and dryer for added convenience. The split-floor plan offers privacy and comfort. The spacious primary bedroom includes a queen-size bed, walk-in closet, and an en-suite bathroom with a custom espresso vanity, quartz countertops, and a walk-in shower. The second bedroom features twin beds, while the guest bathroom includes a custom espresso vanity, quartz countertops, and a tub/shower combination. Porcelain tile flooring runs throughout the unit. Located on the second floor, the covered balcony offers stunning views of the bay and canal — perfect for morning coffee or evening relaxation. Rent includes Cable TV, electricity, internet, water, sewer, and trash. No pets allowed. Waterside at Coquina Key is a gated waterfront community that feels like a friendly small town, offering picturesque views of Tampa Bay, Bird Island, and the Sunshine Skyway Bridge. A 24-hour staffed gatehouse provides added security. Resort-style amenities include two oversized swimming pools (one heated), two Jacuzzi spas, a waterfront yacht club with restaurant/bar, banquet space, library, and billiards room. Residents also enjoy a laundry facility, state-of-the-art fitness centers with sauna and cardio rooms, tennis and basketball courts, volleyball, shuffleboard, pickleball courts, fishing piers, three miles of seawall walking paths, kayak storage, boat parking, and electric vehicle charging stations. Conveniently located just minutes from Downtown St. Petersburg, shopping, dining, Gulf beaches, marinas, Eckerd College, Stetson University College of Law, Fort De Soto Park, the Dali Museum, Tropicana Field, and I-275 with easy access to Tampa, Bradenton, and Sarasota.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,018
Sqft
0.12 ac
Lot size
1979
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$3 vs $374
Days on market
177 vs 57 typical
Where $3/sqft sits among the 29 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 29
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5245 COQUINA KEY DRIVE SE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$365,000
5260 COQUINA KEY DRIVE SE UNIT C · same community
2 bd · 2 ba · 1,018 sqft · $359/sqft · 242 DOM
Sold · Feb ’26$275,000
4832 COBIA DRIVE SE UNIT B · same community
2 bd · 2 ba · 1,018 sqft · $270/sqft · 402 DOM
Sold · Mar ’26$360,000
5134 SALMON DRIVE SE UNIT A · same community
2 bd · 2 ba · 1,018 sqft · $354/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5245 COQUINA KEY DRIVE SE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5245 COQUINA KEY DRIVE SE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5245 COQUINA KEY DRIVE SE UNIT D FAQs
What would the monthly payment be for 5245 COQUINA KEY DRIVE SE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5245 COQUINA KEY DRIVE SE UNIT D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,000, this home is listed about 99% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5245 COQUINA KEY DRIVE SE UNIT D?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33705 market on paper
$3,000 is 99% below the ST PETERSBURG 33705 median of $289,900, and at $3/sqft it sits under the St Petersburg average of $377.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
177 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,500, now $3,000 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ELITE TAMPA BAY REALTY LLC · Debbie Hebden. MLS #TB8479406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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