
678 MOUNT MADISON AVENUE NE UNIT 661, ST PETERSBURG, FL, 33702
Active174 days on marketListed Feb 27, 2026MLS #TB8480116
About this home
678 MOUNT MADISON AVENUE NE UNIT 661
One or more photo(s) has been virtually staged. Located in the sought-after 55+ waterfront community of Americana Cove, this beautiful home with more than 1,100 sq. ft. of living space is totally updated. Competitively priced; truly an exceptional value. It features a beautiful 200 sq. ft. Florida Room with laminate flooring, drop ceiling, and Bahama shutters that can be used as an office, hobby room, or an additional living space. The home is conveniently located within a short walk to the community's waterfront park with picnic shelters and a fishing dock on a saltwater canal. Relax and watch the dolphins and manatee play, or go fishing! This updated home features a remodeled kitchen with new soft close Shaker cabinets and drawers, sparkling quartz countertops, a ceramic tile backsplash, and a stainless steel farmhouse sink with gooseneck spout. All appliances are also new: Whirlpool refrigerator, GE stove, and washer and dryer (2025) in the utility shed with overhead fluorescent light. The HVAC system, with both heat and air, is a 2022 high-end American Standard 2.5 ton package unit with a ten (10) year warranty on all parts. The new tilt-in double paned windows, for easy cleaning, are 2023. Both baths were updated in 2023 with new toilets, cabinets, and sinks. The hall bath has a quartz countertop and a tub/shower combo; the master bath has a new walk-in shower. Both baths have tile floors. The 2016 roof over has a 20-year transferable warranty. The water heater is fairly new. All floors throughout the house were totally redone in mid-2025 with new plywood subfloors and waterproof wide plank laminate. The new laminate flooring has a Lifetime Warranty. (The Florida room has a cement subfloor.) The insulated vapor barrier under the home to protect the flooring and the home, and the flexible A/C air ducts have been replaced and are brand new (2026). Dining and living room areas have crown molding and baseboards. Interior paint in pastel colors was completed in 2025. The backyard has a paver patio for barbecuing and relaxing. Ring doorbell included. The long carport handles two cars easily and the driveway has been resurfaced. A combination of Clamshell Awnings and Bahama Shutters are on all windows for wind protection. Mature landscaping gives nice finishing touches to the property, and a sprinkler system is in place with water supplied by the Co-op. The house was tented for termites in 2024 with a transferable warranty. Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee includes water, sewer, trash pickup, lawn mowing, 24 hr. manned security gate, private streets, heated pool, fitness room, billiards, clubhouse, and so much more. Two dogs or cats up to 35 pounds are welcomed; two pets total each household. Americana Cove is located close to downtown St. Petersburg (10 min. away), two airports (15 min. away) and beaches (25 min. away). This beautifully redone and super clean move-in-ready retirement home is waiting for you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,160
Sqft
0.12 ac
Lot size
1972
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,689 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$134 vs $187
Days on market
174 vs 57 typical
Where $134/sqft sits among the 37 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
21 of 37
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 678 MOUNT MADISON AVENUE NE UNIT 661
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$255,000
210 MOUNT PINEY AVENUE NE UNIT 272 · same community
2 bd · 2 ba · 1,146 sqft · $223/sqft · 164 DOM
Sold · Mar ’26$228,000
7106 MOUNT ESSEX DRIVE NE UNIT 494 · same community
2 bd · 2 ba · 1,134 sqft · $201/sqft · 3 DOM
Sold · Mar ’26$67,000
650 MOUNT KEY AVENUE NE UNIT 628 · same community
2 bd · 1.5 ba · 1,088 sqft · $62/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 678 MOUNT MADISON AVENUE NE UNIT 661 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 678 MOUNT MADISON AVENUE NE UNIT 661 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
678 MOUNT MADISON AVENUE NE UNIT 661 FAQs
What would the monthly payment be for 678 MOUNT MADISON AVENUE NE UNIT 661?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,689/mo — principal and interest, the actual property-tax bill, the $380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 678 MOUNT MADISON AVENUE NE UNIT 661?+
The association fee works out to $380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 678 MOUNT MADISON AVENUE NE UNIT 661?+
The most recent tax bill on record (2025) was $2,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 678 MOUNT MADISON AVENUE NE UNIT 661?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $154,900, this home is listed about 64% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 678 MOUNT MADISON AVENUE NE UNIT 661?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33702 market on paper
$154,900 is 30% below the ST PETERSBURG 33702 median of $219,950, and at $134/sqft it sits under the St Petersburg average of $377.
02Time on market is leverage
174 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8480116.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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