CENTURY 21 Edge

KIRBY SMITH ROAD, ORLANDO, FL, 32832

Active224 days on marketListed Feb 28, 2026MLS #TB8481530

About this home

KIRBY SMITH ROAD

Rare opportunity to own and build on a beautiful 2-acre parcel on Kirby Smith Rd off of Lake Whippoorwill in the Lake Nona area, one of America’s fastest-growing and most sought-after communities. This high-and-dry property features a picturesque blend of open space and mature shade trees draped in Spanish moss, creating a private, tranquil setting that feels like a nature retreat—perfect for your custom dream home or family estate. Ideally located near highly rated middle and high schools, this property offers an exceptional balance of space, privacy, and everyday convenience. Enjoy close proximity to shopping, dining, fitness centers, pet stores, and major retailers. Lake Nona—widely known as “Medical City”—is home to world-class institutions including the Nemours Hospital, VA Hospital, the UCF Cancer Center, and the University of Florida Research & Academic Center, offering unmatched convenience for healthcare professionals and families. The area is also near Valencia College. Residents enjoy a vibrant lifestyle with access to the USTA National Campus (100-court tennis facility), multiple golf courses, parks, playgrounds, and the dynamic Lake Nona Town Center filled with restaurants and shopping. Commuters will appreciate easy access to SR 528 and SR 417, with Florida’s beautiful beaches approximately 20 miles away. Don’t miss this exceptional opportunity to build and live in one of Central Florida’s premier locations—where natural beauty meets modern convenience.

Facts & features

The home at a glance

2.03 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$5,492/yr

Utilities & systems

UtilitiesOther · Sewer Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,100 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$458
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,100/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$458
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Shore At Lake Hart

Drive times from this address

Orlando Int’l Airport (MCO)≈ 19 min
Downtown Orlando≈ 24 min
Walt Disney World≈ 30 min
Universal Orlando≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

North Shore At Lake Hart — neighborhood snapshot

Population

2,994

Median age

46

Median income

$133,169

Median home value

$459,658

Avg household

3

Households w/ children

390

For the school run

Orange County School District

ElementaryMoss Park Elementary★★★★★
MiddleInnovation Middle★★★★★
HighLake Nona High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$400K → $395K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 132% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Feb 28, 2026Listed at $950,000 · 224 days on market since

Reality check

What actually sold near KIRBY SMITH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9441 MYRTLE CREEK LANE UNIT 214Sold · Jan ’26

$243,000

9441 MYRTLE CREEK LANE UNIT 214

2 bd · 2 ba · 1,326 sqft · $183/sqft · 257 DOM

9423 MYRTLE CREEK LANE UNIT 510Sold · Nov ’25

$252,300

9423 MYRTLE CREEK LANE UNIT 510

2 bd · 2 ba · 1,326 sqft · $190/sqft · 186 DOM

9440 MYRTLE CREEK LANE UNIT 1003Sold · Dec ’25

$245,000

9440 MYRTLE CREEK LANE UNIT 1003

2 bd · 2 ba · 1,330 sqft · $184/sqft · 146 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about KIRBY SMITH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for KIRBY SMITH ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

KIRBY SMITH ROAD FAQs

What would the monthly payment be for KIRBY SMITH ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on KIRBY SMITH ROAD?+

The most recent tax bill on record (2024) was $5,492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $950,000, this home is listed about 150% above the Orlando median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to KIRBY SMITH ROAD?+

Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$950,000 runs 132% above the ORLANDO 32832 median.

02Time on market is leverage

224 days on market against a Orlando median of 66 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Julia Anderson. MLS #TB8481530.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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