CENTURY 21 Edge

12934 TANNER ROAD, NEW PORT RICHEY, FL, 34654

Active149 days on marketListed Mar 19, 2026MLS #TB8482509

Priced 94% below the NEW PORT RICHEY 34654 medianReduced $7KMOON LAKE

About this home

12934 TANNER ROAD

Discover the opportunity to own a 0.18-acre vacant lot in the Moon Lake area of New Port Richey, offering flexibility and potential for your next build or investment. This combined double lot (Lots 19 & 20) provides approximately 7,700 sq ft of space, giving you room to design with fewer constraints than a typical single parcel. Located in an unincorporated area of Pasco County, this property offers a more relaxed setting while still being conveniently close to major roads, shopping, dining, and everyday essentials. The lot features paved road access and is designated as unimproved land, making it a blank canvas for your vision in accordance with zoning and Pasco County guidelines. Whether you're looking to build now or hold for future value, this property presents a great opportunity in a growing area. No HOA or CDD fees add to the appeal, giving you greater freedom in how you use the land. Buyers - it is recommended you perform your due diligence including, but not limited to, zoning, rental restrictions, utilities, environmental studies, school assignment and availability, survey and easements, flood and evacuation zones, crime maps, sinkhole maps, and development possibilities to fully explore the potential this property has to offer. Appointment required—do not access property without authorization. Vacant land with unknown terrain; use caution. Hazards may include uneven ground, holes, vegetation, insects, and wildlife. Seller and listing broker make no representations regarding condition or safety. Enter at your own risk.

Facts & features

The home at a glance

0.18 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesNorthwest

Community & fees

Taxes (2025)$134/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$244 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$68
FHA mortgage insurance (est.)$5
Property tax — 2025 actual bill$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $403Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $403
Interest rate6.00%
Loan term

Estimated payment

$244/mo

Principal & interest$68
FHA mortgage insurance (est.)$5
Property taxes (actual bill)$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Moon Lake Estates

Map of 12934 TANNER ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)44 min
Downtown Tampa47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Moon Lake Estates — neighborhood snapshot

Population

4,451

Median age

37

Median income

$43,791

Median home value

$31,361

Avg household

3

Households w/ children

385

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$263K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $11,500 $7K
Mar 19, 2026Listed at $18,000 · 149 days on market since

Reality check

What actually sold near 12934 TANNER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6715 WANDER LANESold · Jun ’26

$325,000

6715 WANDER LANE

2 bd · 1 ba · 706 sqft · $460/sqft · 0 DOM

11948 BEMONT AVENUESold · Oct ’25

$77,000

11948 BEMONT AVENUE

2 bd · 1.5 ba · 720 sqft · $107/sqft · 11 DOM

11751 KEY LIME DRIVESold · Sep ’25

$200,000

11751 KEY LIME DRIVE

2 bd · 1 ba · 816 sqft · $245/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12934 TANNER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12934 TANNER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12934 TANNER ROAD FAQs

What would the monthly payment be for 12934 TANNER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12934 TANNER ROAD?+

The most recent tax bill on record (2025) was $134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12934 TANNER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $11,500, this home is listed about 96% below the New Port Richey median of $284,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12934 TANNER ROAD?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW PORT RICHEY 34654 market on paper

$11,500 is 94% below the NEW PORT RICHEY 34654 median of $189,900.

02Time on market is leverage

149 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $18,000, now $11,500 — a $7K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Toni Benton. MLS #TB8482509.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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