1326 NE 7TH PLACE, CAPE CORAL, FL, 33909
Active158 days on marketListed Mar 5, 2026MLS #TB8482647
About this home
1326 NE 7TH PLACE
Virtually Staged. Built in 2026, this home offers what very few new construction properties in Cape Coral can: a COMPLETE PACKAGE from day one. No waiting months for upgrades. No spending tens of thousands of dollars after closing on a pool, fencing, or utility conversions. No builder add-ons. EVERYTHING IS ALREADY DONE. Located in one of North Cape Coral's fastest-growing corridors, this property sits directly in the path of the city's continued expansion while already benefiting from PUBLIC WATER AND SEWER, a major advantage over many surrounding homes that still rely on well and septic systems. That means fewer maintenance concerns, no future utility conversion headaches, and stronger long-term appeal. Even more importantly, this home is located outside of a FEMA flood zone, so flood insurance is not required. Combined with its impact-rated windows and doors, buyers can take advantage of some of the most favorable insurance options available while enjoying greater protection during Florida's storm season. Forget the endless monthly fees and restrictions that come with many new construction communities. Here you'll enjoy NO HOA, NO CDD, and NO deed restrictions, giving you complete freedom over your property while keeping your monthly ownership costs lower. What truly separates this home from nearly every other new construction option on the market is that the expensive work has already been completed. The private pool, fully fenced backyard, paver deck, and premium smart home features are already included, improvements that can easily cost a buyer $60,000-$100,000+ if purchased separately after closing. Instead of buying a basic house and spending the next year upgrading it, you can move in on day one and immediately enjoy everything this property has to offer. The home itself was built with quality and longevity in mind, featuring 3 bedrooms, 2 bathrooms, 9'4" ceilings, porcelain tile throughout, quartz countertops, 42-inch wood cabinetry, stainless steel appliances, a Ring doorbell, Wi-Fi garage door opener, smart home technology, and a two-car garage. This isn't another cookie-cutter spec home competing on price alone. It's a property designed for buyers who understand the value of purchasing a home that's already complete, already upgraded, and positioned in one of Cape Coral's strongest growth areas, without sacrificing freedom, affordability, or future value.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,704
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,300 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,300/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.8%
$/sqft vs CAPE CORAL
$255 vs $246
Days on market
158 vs 50 typical
Where $255/sqft sits among the 148 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
49 of 148
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 522% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1326 NE 7TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$315,000
2041 NE 28TH STREET · same community
3 bd · 2 ba · 1,725 sqft · $183/sqft · 2 DOM
Sold · Dec ’25$175,000
1307 SE 22ND TERRACE · same community
3 bd · 2 ba · 1,679 sqft · $104/sqft · 0 DOM
Sold · Mar ’26$310,000
217 SW 43RD TERRACE · same community
3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1326 NE 7TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1326 NE 7TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1326 NE 7TH PLACE FAQs
What would the monthly payment be for 1326 NE 7TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1326 NE 7TH PLACE?+
The most recent tax bill on record (2025) was $4,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $434,999, this home is listed about 1% below the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 1326 NE 7TH PLACE?+
Diplomat Middle School (middle), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), Caloosa Middle School (middle), North Fort Myers High School (high), Caloosa Elementary School (elementary), Mariner High School (high), Island Coast High School (high), Hancock Creek Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$434,999 runs 522% above the CAPE CORAL 33909 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
158 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Diplomat Middle School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, Caloosa Middle School, North Fort Myers High School, Caloosa Elementary School, Mariner High School, Island Coast High School, Hancock Creek Elementary School, Cape Coral High School, Ida S. Baker High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $449,999, now $434,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Carolina Aguiar. MLS #TB8482647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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