131 PENNSYLVANIA AVENUE, PALM HARBOR, FL, 34683
Active159 days on marketListed Mar 6, 2026MLS #TB8484006
About this home
131 PENNSYLVANIA AVENUE
Discover the perfect blend of coastal charm, modern luxury, and energy efficiency in this beautifully crafted 4-bedroom, 2-bathroom home. Perfect location tucked away yet close to everything, this exceptional home offers the best of Florida living. Step inside to a spacious and inviting foyer with soaring ceilings and beautiful chandeliers that set the tone for the thoughtfully designed split-bedroom floor plan. Enjoy cooking in the gourmet kitchen featuring a gas stove, white soft-close cabinetry, gleaming granite countertops, stainless steel appliances, under-cabinet lighting, and gorgeous island with breakfast bar. Open concept living and dining area provides tons of natural light and a gas fireplace thats perfect for entertaining and family gatherings. Beautiful elegant grey oak tile flooring and custom light fixtures throughout the home. Desirable floor plan is perfect for home office or guest also includes a dedicated laundry room and an oversized 2-car garage for all your storage needs. Enjoy remarkably low electric bills thanks to energy-efficient features tankless water heater, washer and dryer and a gas line plumbed for the outdoor grill. This charming golf cart-friendly neighborhood offers a relaxed coastal lifestyle. Just a short walk or bike ride to Live Oak Park with water access for kayaking, paddle boarding, swimming, and breathtaking sunsets on the brand new pier. Hop on the Pinellas Trail and explore Downtown Palm Harbor, Dunedin, and Tarpon Springs, where you can explore vibrant shops, dining, and cultural experiences. Zoned for some of Pinellas County's most desirable schools. Don't miss the opportunity to make it yours schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,663
Sqft
0.14 ac
Lot size
2
Garage
2016
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,323 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,323/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CRYSTAL BEACH REV
$356 vs $390
Days on market
159 vs 50 typical
Where $356/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
11 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 131 PENNSYLVANIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$680,000
410 GEORGIA AVENUE · same community
3 bd · 2 ba · 1,541 sqft · $441/sqft · 120 DOM
Sold · May ’26$605,000
349 KENTUCKY AVENUE · same community
2 bd · 3 ba · 1,916 sqft · $316/sqft · 71 DOM
Sold · Sep ’25$340,000
407 INDIANA AVENUE · same community
3 bd · 2 ba · 1,392 sqft · $244/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 131 PENNSYLVANIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 131 PENNSYLVANIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
131 PENNSYLVANIA AVENUE FAQs
What would the monthly payment be for 131 PENNSYLVANIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 131 PENNSYLVANIA AVENUE?+
The most recent tax bill on record (2025) was $8,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 131 PENNSYLVANIA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $592,000, this home is listed about 57% above the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 131 PENNSYLVANIA AVENUE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$592,000 runs 54% above the PALM HARBOR 34683 median.
02Time on market is leverage
159 days on market against a Palm Harbor median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $610,000, now $592,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Amy McCormick Bowles. MLS #TB8484006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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