1100 BELCHER ROAD S UNIT 197, LARGO, FL, 33771
Active225 days on marketListed Mar 10, 2026MLS #TB8484797
About this home
1100 BELCHER ROAD S UNIT 197
MOVE-IN READY, LAKE VIEWS & A BRAND-NEW A/C — THIS ONE HAS IT ALL! Welcome to easy Florida living in this beautifully maintained, fully furnished home offering peaceful water views, thoughtful updates, and an unbeatable location within one of the area’s most active and desirable 55+ communities. One of the biggest highlights is the BRAND-NEW A/C / HEAT PUMP installed in August 2026, giving the next owner comfort, efficiency, and peace of mind from day one. Even better, this home is ready to close immediately, making it an incredible opportunity for buyers who are ready to start enjoying the Florida lifestyle without delay. From the moment you arrive, you will appreciate how light, bright, and inviting this home feels. Relax in the front Florida room and enjoy tranquil views of the lake, or step outside to the back patio where you can unwind at the end of the day and take in the peaceful surroundings. Whether it is morning coffee, an afternoon book, or an evening cocktail, the setting is simply wonderful. The home has been lovingly cared for and features an aluminum roof-over, newer windows in the Florida room and select areas of the home, along with a previously updated kitchen and bathrooms. The bathrooms offer spacious walk-in showers, providing both comfort and convenience. Best of all, the home is being sold FULLY FURNISHED, so you can simply bring your suitcase and begin enjoying your new Florida retreat. Additional features include an extended driveway offering extra parking, plus an oversized storage shed with washer and dryer and plenty of additional room for bicycles, beach gear, tools, golf equipment, and more. For even greater peace of mind, inspections have already been completed, helping make the purchasing process that much easier for the next owner. And then there is the lifestyle... Residents enjoy an impressive collection of resort-style amenities, including a private 9-hole par-3 golf course, scenic 5-acre lake, two swimming pools with hot tubs, covered shuffleboard courts, and a spectacular 19,000+ square-foot clubhouse completed in 2022. The clubhouse features a ballroom, fitness center, library, card room, billiards room, and a full calendar of more than 50 social activities throughout the year. The affordable $420 monthly maintenance fee for 2026 includes water, sewer, lawn care, pest control, trash removal, high-speed internet, and more than 220 Spectrum TV channels, making this an exceptional value for everything the community has to offer. Golf lovers can also take advantage of an optional annual golf membership available to residents and renters for only $470 per year. Whether you are searching for a carefree winter getaway, a full-time Florida residence, or simply a place where you can relax, make new friends, and enjoy an active lifestyle, this home checks all the boxes. Brand-new A/C. Peaceful lake views. Fully furnished. Inspections completed. Immediate closing available. Fantastic community amenities. Homes offering this combination of value, condition, location, and lifestyle do not come along often. Come see it for yourself and discover why this could be the Florida home you have been waiting for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,935 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,935/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.7%
$/sqft vs FAIRWAY VILLAGE MOBILE HOME PARK UNREC
$145 vs $172
Days on market
225 vs 55 typical
Where $145/sqft sits among the 16 homes for sale in FAIRWAY VILLAGE MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fairway Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Fairway Village — neighborhood snapshot
Population
603
Median age
67
Median income
$58,173
Median home value
$170,300
Avg household
2
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 16
FAIRWAY VILLAGE MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1100 BELCHER ROAD S UNIT 197
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$65,000
1100 BELCHER ROAD S UNIT 7 · same community
2 bd · 2 ba · 1,160 sqft · $56/sqft · 0 DOM
Sold · Dec ’25$145,000
1100 BELCHER ROAD S UNIT 375 · same community
2 bd · 2 ba · 1,168 sqft · $124/sqft · 13 DOM
Sold · Apr ’26$110,000
1100 BELCHER ROAD S UNIT 100 · same community
2 bd · 2 ba · 1,194 sqft · $92/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1100 BELCHER ROAD S UNIT 197 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1100 BELCHER ROAD S UNIT 197 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1100 BELCHER ROAD S UNIT 197 FAQs
What would the monthly payment be for 1100 BELCHER ROAD S UNIT 197?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,935/mo — principal and interest, the actual property-tax bill, the $420/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1100 BELCHER ROAD S UNIT 197?+
The association fee works out to $420 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1100 BELCHER ROAD S UNIT 197?+
The most recent tax bill on record (2025) was $1,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1100 BELCHER ROAD S UNIT 197?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $165,000, this home is listed about 41% below the Largo median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1100 BELCHER ROAD S UNIT 197?+
Southern Oak Elementary School (elementary), Largo Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33771 market on paper
$165,000 is 27% below the LARGO 33771 median of $224,900, and at $145/sqft it sits under the Largo average of $245.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
225 days on market against a Largo median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southern Oak Elementary School, Largo Middle School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Gina Poore'. MLS #TB8484797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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