209 S PORT ROYAL LANE, APOLLO BEACH, FL, 33572
Active191 days on marketListed Mar 13, 2026MLS #TB8485675
About this home
209 S PORT ROYAL LANE
BACK ON THE MARKET—AND READY FOR A NEW BUYER! The previous buyer’s financing fell through through no fault of the home. Even better, the home appraised at contract price and a 4-point inspection has already been completed, giving the next buyer valuable information right from the start. NOW, ABOUT THAT VIEW! Imagine starting your mornings overlooking a peaceful pond and ending your evenings with the glow of the fountain from your covered back deck. This beautifully maintained 2-bedroom, 2-bath home offers comfortable Florida living with a flexible den/study that’s perfect for an office, hobby room, or cozy retreat. The primary bedroom features its own ensuite bath, while the open kitchen and living area creates an easy, welcoming space for everyday living and entertaining. BIG-TICKET UPDATES ARE ALREADY DONE, with a NEW ROOF AND NEW HVAC installed in 2025. The home also came through the recent hurricanes without impact. An inside laundry adds convenience, while the golf cart garage is a terrific bonus and may even accommodate a small vehicle—buyer to verify. An additional side parking pad gives you even more flexibility for guests, vehicles, or your Florida toys. Outside, choose your favorite place to relax: the welcoming front porch or the covered back deck overlooking the pond and fountain. Located near the community’s East Gate, the home is also conveniently positioned for quick access to nearby restaurants, groceries, pharmacies, medical services, shopping, and everyday conveniences. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ community is both pet- and golf-cart friendly, with resort-style amenities, social activities, waterfront recreation, and plenty of opportunities to be as busy—or as relaxed—as you choose. Best of all, there is NO LOT RENT and NO CDD, with a low monthly maintenance fee of just $242. Centrally located between Tampa and Sarasota, this is an easy home to enjoy whether you’re looking for a full-time Florida lifestyle or a warm-weather escape.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,266
Sqft
0.1 ac
Lot size
1
Garage
2007
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,808 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,808/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL CO
$149 vs $134
Days on market
191 vs 56 typical
Where $149/sqft sits among the 12 homes for sale in CARIBBEAN ISLES RESIDENTIAL CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
6 of 12
CARIBBEAN ISLES RESIDENTIAL CO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 209 S PORT ROYAL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$170,000
328 S PORT ROYAL LANE · same community
2 bd · 2 ba · 1,248 sqft · $136/sqft · 86 DOM
Sold · Apr ’26$120,000
124 SAINT PIERRES WAY · same community
3 bd · 2 ba · 1,152 sqft · $104/sqft · 263 DOM
Sold · Sep ’25$82,000
195 N SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 1,152 sqft · $71/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 209 S PORT ROYAL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 S PORT ROYAL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209 S PORT ROYAL LANE FAQs
What would the monthly payment be for 209 S PORT ROYAL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,808/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 209 S PORT ROYAL LANE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 209 S PORT ROYAL LANE?+
The most recent tax bill on record (2025) was $2,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 209 S PORT ROYAL LANE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $189,000, this home is listed about 61% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$189,000 is 54% below the APOLLO BEACH 33572 median of $415,000, and at $149/sqft it sits under the Apollo Beach average of $260.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
191 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $199,000, now $189,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Judith Martin. MLS #TB8485675.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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