133 S SAINT THOMAS CIRCLE, APOLLO BEACH, FL, 33572
Active0 days on marketListed Sep 20, 2026MLS #TB8550366
About this home
133 S SAINT THOMAS CIRCLE
Welcome to Caribbean Isles Residential Cooperative. This home is a large 2 bedroom, 2 bath home partially furnished with Large eat-in Kitchen with a NEW DISH WASHER and the Laundry just off the Kitchen in a separate room that contains a NEW WASHER. The Primary Bedroom has 2 large Walk-in Closet that has a safe mounted to the floor in one for securing your valuables, with an Ensuite. The guest Bedroom has a Walk-in Closet also. Inside the home is has an abundance of storage. It has 2 large separate storage buildings. A Great Screened Patio to just sit and watch the world go by. This home has 2 mature Papaya Trees and 2 mature Mango Trees. The home is low maintenance and well-maintained. The HVAC replaced in 2022 and Return Air Duct was replaced in late 2024. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community with heated pool plus many activities. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,462
Sqft
0.14 ac
Lot size
1984
Year built
Two
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,677 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.6%
Days on market
0 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 133 S SAINT THOMAS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 133 S SAINT THOMAS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
133 S SAINT THOMAS CIRCLE FAQs
What would the monthly payment be for 133 S SAINT THOMAS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,677/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 133 S SAINT THOMAS CIRCLE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 133 S SAINT THOMAS CIRCLE?+
The most recent tax bill on record (2025) was $1,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 133 S SAINT THOMAS CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $179,900, this home is listed about 63% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Listing courtesy of WALLS REALTY & ASSOCIATES, LLC · Terry Brown. MLS #TB8550366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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