192 S PORT ROYAL LANE, APOLLO BEACH, FL, 33572
Active117 days on marketListed May 26, 2026MLS #TB8512450
About this home
192 S PORT ROYAL LANE
Welcome to 192 Port Royal Lane in Apollo Beach, located in the desirable Caribbean Isles community. This 2-bedroom, 2-bath home offers a spacious and comfortable layout with 1,329 sq. ft. of living space, sitting on a large lot at the end of a cul-de-sac. When you arrive, you will appreciate the extra space, quiet setting, and relaxed Florida lifestyle this home offers. Inside, the home features an open and inviting living area with luxury vinyl flooring, ceiling fans, decorative touches, and a spacious dining area with plantation shutters. The remodeled kitchen offers plenty of room with extra space that can be used for more storage or an eat-in area, pantry shelving, updated white cabinets, stone counters, and stainless steel appliances. The primary bedroom includes two closets, plantation shutters, and a private bath with a garden tub, skylight, dual vanity, and glass-door shower. Enjoy the Florida weather from the screened lanai with slider windows, giving you a great indoor-outdoor space to relax, entertain, or enjoy your morning coffee. One of the best extras is the additional storage room, complete with a separate locked door, windows, and concrete flooring, perfect for tools, seasonal items, hobbies, or simply keeping everything organized. With a 2-car carport, spacious lot, cul-de-sac location, and extra storage, this Apollo Beach home is a wonderful opportunity in Caribbean Isles. Conveniently located near shopping, dining, hospitals and medical facilities, major roadways, and all that Apollo Beach has to offer. Low HOA.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,329
Sqft
0.21 ac
Lot size
1987
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,534 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,534/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL CO
$127 vs $143
Days on market
117 vs 56 typical
Where $127/sqft sits among the 11 homes for sale in CARIBBEAN ISLES RESIDENTIAL CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
5 of 11
CARIBBEAN ISLES RESIDENTIAL CO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 192 S PORT ROYAL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$170,000
328 S PORT ROYAL LANE · same community
2 bd · 2 ba · 1,248 sqft · $136/sqft · 86 DOM
Sold · Dec ’25$195,000
206 S PORT ROYAL LANE · same community
3 bd · 2 ba · 1,421 sqft · $137/sqft · 1 DOM
Sold · Apr ’26$120,000
124 SAINT PIERRES WAY · same community
3 bd · 2 ba · 1,152 sqft · $104/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 192 S PORT ROYAL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 192 S PORT ROYAL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
192 S PORT ROYAL LANE FAQs
What would the monthly payment be for 192 S PORT ROYAL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,534/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 192 S PORT ROYAL LANE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 192 S PORT ROYAL LANE?+
The most recent tax bill on record (2025) was $747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 192 S PORT ROYAL LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $169,000, this home is listed about 65% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$169,000 is 59% below the APOLLO BEACH 33572 median of $415,000, and at $127/sqft it sits under the Apollo Beach average of $260.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
117 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $179,000, now $169,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Sarah Meyers. MLS #TB8512450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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