4417 RUDDER WAY, NEW PORT RICHEY, FL, 34652
Active148 days on marketListed Mar 18, 2026MLS #TB8487591
About this home
4417 RUDDER WAY
Virtually Staged. Calling all boaters!! This must see Completely Remodeled, 3 bed/ 2 bth home sits on 70 Feet of Waterfront and is located in the sought after community of Flor-A-Mar in Gulf Harbors. Have you ever dreamed of preparing a gourmet meal as you overlook a beautiful deep-water canal? This home has a beautiful chefs' kitchen that has been updated with White Shaker Cabinets, Granite Counter Tops, New Samsung Stainless Steel Appliances, Recessed lighting through-out, Pendant lights, Gourmet Coffee Bar w/with Wine Fridge and has a breakfast bar that sits up to 4 guests comfortably. The bathrooms have updated porcelain tile showers, 18 x 18 porcelain tile floors, vanities, toilets and granite vanity tops. There is pride and attention to detail throughout this entire home such as: New Windows, New Flooring, New Interior & Exterior Paint, New Landscaping, 6-panel doors/hardware, New Garage Door w/new Interior Paint on walls and floor plus much more! HVAC (2022), Hot Water Heater (2026), Roof (2016). The driveway/garage can accommodate up to 10 cars which makes this home perfect for entertaining. Brand New Composite Wood Dock (11.5 ftx12 ft) that holds a 30 ft boat, up to 10,000 lbs w/Electricity. Theres also a Floating Dock (8 ftx12 ft) for your Kayakers/Paddleboarders/Jet Ski's. There's a covered front porch, covered side porch (separate door just off the kitchen) and three patios. You can sit out anytime of the year w/your New Hot Tub and enjoy the Dolphins, Sea Turtles and Fish swim by or Watch the Pelicans, Bald Eagles and other wildlife fly by. This beautiful waterfront community offers an optional HOA featuring a Clubhouse, Park, Private Beach Access and a Private Boat Ramp ($200/year). Close to major freeways, shopping, restaurants, and hospitals, and minutes from multiple beaches. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,502
Sqft
0.14 ac
Lot size
2
Garage
1973
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,604 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+77.2%
$/sqft vs FLOR A MAR
$316 vs $385
Days on market
148 vs 51 typical
Where $316/sqft sits among the 62 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
38 of 62
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4417 RUDDER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$460,000
4927 FORESTAY COURT · same community
3 bd · 2 ba · 1,512 sqft · $304/sqft · 35 DOM
Sold · May ’26$670,000
5009 DORY DRIVE · same community
3 bd · 2 ba · 1,468 sqft · $456/sqft · 113 DOM
Sold · Mar ’26$265,000
4468 RUDDER WAY · same community
2 bd · 2 ba · 1,380 sqft · $192/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4417 RUDDER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4417 RUDDER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4417 RUDDER WAY FAQs
What would the monthly payment be for 4417 RUDDER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,604/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4417 RUDDER WAY?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4417 RUDDER WAY?+
The most recent tax bill on record (2025) was $5,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4417 RUDDER WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $475,000, this home is listed about 67% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4417 RUDDER WAY?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 116% above the NEW PORT RICHEY 34652 median.
02Time on market is leverage
148 days on market against a New Port Richey median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $550,000, now $475,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE INTEGRITY REALTY · Stephanie Rose. MLS #TB8487591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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