CENTURY 21 Edge
$539,999$564,9996 bd4 ba2,334 sqft$231 /sqft$4,118 /mo all-in ↓

3026 SANTA BARBARA BOULEVARD, CAPE CORAL, FL, 33914

Active142 days on marketListed Mar 25, 2026MLS #TB8489959

Reduced $25K1/2 DuplexCAPE CORAL

About this home

3026 SANTA BARBARA BOULEVARD

Exceptional opportunity in the heart of Cape Coral! This well-maintained duplex features two spacious 3-bedroom, 2-bath units, each offering approximately 1,600 sqft of comfortable living space. Perfect for both investors and owner-occupants, one unit is currently rented providing immediate income, while the second unit is vacant and ready for you to move in or lease at market rent. Live in one side and let the other help pay your mortgage, or maximize returns as a full investment property. The home offers valuable upgrades including a newer roof (2019) and impact windows, helping reduce insurance costs and providing peace of mind. Solid construction with great bones, ready for your personal touch or future value-add improvements. Conveniently located on a main road with easy access to shopping, dining, and major routes. No HOA and situated in Flood Zone X, typically not requiring flood insurance. Whether you're looking to build wealth, generate passive income, or create a home with built-in financial advantage, this property delivers. Schedule your showing today!

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

2,334

Sqft

0.23 ac

Lot size

2

Garage

1984

Year built

One

Levels

$231

Per sqft

City viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewCity
FacesEast
ParkingDriveway · Off Street
ExteriorGarden · Irrigation System · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$6,482/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,118 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$540
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate6.00%
Loan term

Estimated payment

$4,118/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$540
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CAPE CORAL

$231 vs $246

Days on market

142 vs 50 typical

Where $231/sqft sits among the 142 homes for sale in CAPE CORAL

59
30 · this home
16
19
7
11
$176–230$230–284$284–338$338–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 3026 SANTA BARBARA BOULEVARD

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33914 — neighborhood snapshot

Population

44,439

Median age

54.7

Median income

$75,557

Median home value

$408,800

Avg household

2.46

Households w/ children

3,094

For the school run

Lee County School District

MiddleGulf Middle School★★★★★
HighIda S. Baker High School★★★★★
ElementaryGulf Elementary School★★★★
ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryCape Elementary School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

56 of 142

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,999 $25K
Mar 25, 2026Listed at $564,999 · 142 days on market since
1984Built · CAPE CORAL

Reality check

What actually sold near 3026 SANTA BARBARA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

239 SW 24TH PLACESold · Dec ’25

$418,000

239 SW 24TH PLACE · same community

4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM

5320 SW 3RD AVENUESold · Nov ’25

$1,150,000

5320 SW 3RD AVENUE · same community

3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM

3913 SE 19TH AVENUESold · Dec ’25

$610,000

3913 SE 19TH AVENUE · same community

4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3026 SANTA BARBARA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3026 SANTA BARBARA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3026 SANTA BARBARA BOULEVARD FAQs

What would the monthly payment be for 3026 SANTA BARBARA BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,118/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3026 SANTA BARBARA BOULEVARD?+

The most recent tax bill on record (2025) was $6,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3026 SANTA BARBARA BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $539,999, this home is listed about 22% above the Cape Coral median of $443,750. The market section on this page shows how the area is trending.

Which schools are assigned to 3026 SANTA BARBARA BOULEVARD?+

Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$539,999 runs 35% above the CAPE CORAL 33914 median — but at 2,334 sqft it's also 29% larger than the typical Cape Coral listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

142 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $564,999, now $539,999 — a $25K cut. The full history is in the market section below.

Listing courtesy of LANTES REAL ESTATE LLC · Yenifer Diaz de Moya. MLS #TB8489959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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