CENTURY 21 Edge
$299,900$319,9002 bd2 ba1,070 sqft$280 /sqft$2,383 /mo all-in ↓

1400 TARPON WOODS BOULEVARD UNIT E4, PALM HARBOR, FL, 34685

Active135 days on marketListed Mar 25, 2026MLS #TB8490390

Priced 20% below the PALM HARBOR 34685 medianReduced $20KVillaPONDS OF TARPON WOODS THE CONDO

About this home

1400 TARPON WOODS BOULEVARD UNIT E4

Don’t miss out on a rare opportunity to own this GROUND FLOOR end unit Villa with breathtaking conservation views, and no neighbors above you! The well maintained Community of the Ponds of Tarpon Woods is a quaint enclave offering only 10 buildings within the Eastlake corridor. Completely remodeled (over 40K) and move-in ready this two bedroom, two bath light and bright spacious floor plan offers many tasteful updates, including Luxury wood-like Flooring & custom Kitchen. The updated Kitchen offers beautiful quartz countertops, breakfast bar seating, Stainless Steel appliances & hood, new cabinets, & lifted Ceiling giving an open airy feel. The adjacent designated dining area is perfect for family and guests. The Master suite is generous in size and offers an En-suite bath and walk-in closet. Private Guest Suite with an adjacent updated bath with Stone step-in Shower & Vanity. Relax and watch the Deer & wildlife from your oversized Enclosed Florida sun porch which extends the whole rear of the unit. At the end of the day, enjoy the peaceful conservation setting with the abundance of nature and peace. The Ponds of Tarpon Woods is a well managed maintenance free Community with large Heated Pool, Spa and gazebo. Conveniently located across the street from John Chestnut Park and adjoining Pinellas Trail and YMCA. Top A Rated Schools, 20 minutes to Tampa International Airport, award-winning Golf Course, and beaches nearby along with great restaurants, shopping and sports venues, Performing Arts Center Ruth Eckerd Hall, trendy downtown Dunedin and Safety Harbor. HOA fee $500 a month includes insurance on the building, water, trash, sewer, escrow, reserve funds, grounds maintenance, exterior maintenance and recreational facilities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,070

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$280

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingBaseboard · Central

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingAssigned · Guest
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,900/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,383 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$325
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,383/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$325
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$257KedgeAI estimate $276,688 · range $268K$291K$312K

vs edgeAI estimate

+8.4%

$/sqft vs Palm Harbor actives

$280 vs $263

Days on market

135 vs 47 typical

Where $280/sqft sits among the 400 Palm Harbor actives

70
84
95 · this home
86
35
30
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Woods

Map of 1400 TARPON WOODS BOULEVARD UNIT E4 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Tarpon Woods — neighborhood snapshot

Population

2,471

Median age

48

Median income

$78,417

Median home value

$451,267

Avg household

2

Households w/ children

293

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleJoseph L. Carwise Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

222 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $20K
Mar 25, 2026Listed at $319,900 · 135 days on market since
1980Built · PONDS OF TARPON WOODS THE CONDO

Reality check

What actually sold near 1400 TARPON WOODS BOULEVARD UNIT E4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1400 TARPON WOODS BOULEVARD UNIT A4Sold · Jul ’26

$219,000

1400 TARPON WOODS BOULEVARD UNIT A4 · same community

2 bd · 2 ba · 1,070 sqft · $205/sqft · 0 DOM

4024 CORKWOOD COURTSold · Mar ’26

$222,000

4024 CORKWOOD COURT

2 bd · 2 ba · 1,120 sqft · $198/sqft · 171 DOM

1201 CAMELOT COURTSold · Feb ’26

$326,000

1201 CAMELOT COURT

2 bd · 2 ba · 1,220 sqft · $267/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1400 TARPON WOODS BOULEVARD UNIT E4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1400 TARPON WOODS BOULEVARD UNIT E4 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1400 TARPON WOODS BOULEVARD UNIT E4 FAQs

What would the monthly payment be for 1400 TARPON WOODS BOULEVARD UNIT E4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,383/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1400 TARPON WOODS BOULEVARD UNIT E4?+

The most recent tax bill on record (2025) was $3,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1400 TARPON WOODS BOULEVARD UNIT E4?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $299,900, this home is listed about 21% below the Palm Harbor median of $379,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1400 TARPON WOODS BOULEVARD UNIT E4?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PALM HARBOR 34685 market on paper

$299,900 is 20% below the PALM HARBOR 34685 median of $375,500.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

135 days on market against a Palm Harbor median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $319,900, now $299,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8490390.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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