CENTURY 21 Edge
$975,000$989,0004 bd3 ba3,042 sqft$321 /sqft≈$6,399 /mo all-in ↓

34115 AMERICANA AVENUE, DADE CITY, FL, 33525

Active175 days on marketListed Apr 20, 2026MLS #TB8490900

✦ Reduced $14KPrivate poolSingle Family ResidenceLAKE JOVITA GOLF AND COUNTRY CLUB

About this home

34115 AMERICANA AVENUE

PRICE IMPROVEMENT on this HIDDEN GEM in the HILLS of East Pasco, where you can Experience refined LUXURY living in this exceptional, custom-designed “Bonaire” residence by Arthur Rutenberg, ideally positioned on a beautifully landscaped, elevated corner homesite within the prestigious Lake Jovita Golf & Country Club. Perfectly situated, moments from the clubhouse, this exquisite home captures sweeping views of the putting green and driving range from its expansive lanai. Meticulously maintained by its original owners, this residence showcases superior craftsmanship with an impressive array of high-end upgrades. The thoughtfully designed 3 way split plan offers privacy on each wing, featuring a dedicated den, as well as a versatile office, utility/hobby room complete with extensive custom cabinets, desk-height workspace & a built-in stowaway worktable. The primary suite is a true owners retreat, highlighted by a CUSTOM oversized closet & DIVINE dressing room with custom shelving, organization systems, automatic lighting and a large window for natural light! This space could be returned to its original home office space or 5th bedroom. Gourmet kitchen is the HUB of the home with a rounded island overlooking the family room with sliders to the outdoor living space onto the oversized covered area with dual circulating fans. The expansive one year new screened cage lanai encloses the stunning custom saltwater pool with water feature & Lanai and pool lighting systems, therapeutic spa, outdoor shower & a fully equipped outdoor kitchen featuring a grill, pot burner, wine chiller, and sink—perfect for hosting on any scale. Enhancing the experience, American Flag & flagpole, all lanai furnishings & four mounted TVs are included, creating a turnkey outdoor OASIS! This home is as efficient as it is elegant with a brand NEW 4 ton 15.2 SEER Goodman A/C, newer Tile Roof (2023), solar panel system (2023) offering remarkably low average electric bills with potential annual rebates, pool heater (2020), whole-house generator, buried propane tank, irrigation well & underground drainage systems. Hurricane shutters and screens provide peace of mind, while modern conveniences such as Cat-5 wiring, centralized electronics hubs, surround sound, LED lighting & solar sky tubes ensure a connected and light-filled environment. Additional luxury touches include circular paver driveway, updated bathrooms with quartz finishes and spa-like features, designer window treatments, luxury vinyl woodgrain look floors & stunning landscape with architectural lighting that elevate the homes ambiance day & night. Stunning curb appeal with terraced floral landscaped beds welcomes all. Security guard-gated community with no CDD fees & low HOA fee, residents enjoy access to park, playground, picnic area, 2 dog parks, pickleball, tennis & basketball & walking trail with fitness stations. OPTIONAL MEMBERSHIPS at the CLUB available: Fitness center, 2 championship golf courses, Har-tru clay tennis courts, swimming pool with lap lanes, social events, pro shop & full service restaurant. Located north of Tampa near major highways with easy access to Wesley Chapel, Tampa, St Petersburg & Orlando. NOTE: Seller will consider Owner Financing at 5% interest with at least $625,000 downpayment... call for details. This is a rare opportunity to own a truly distinguished property that blends luxury, efficiency & lifestyle in one remarkble residence... what a GREAT PLACE to call HOME! CALL TODAY!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,042

Sqft

0.53 ac

Lot size

3

Garage

2007

Year built

One

Levels

$321

Per sqft

Private poolGolf Course viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesSouthwest
ParkingDriveway · Garage Door Opener · Golf Cart Parking
ExteriorAwning(s) · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$114/mo
Taxes (2025)$5,982/yr
PetsNumber Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,399 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2025 actual bill$498
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,399/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$498
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $975K
$706KedgeAI estimate $791,472 · range $736K–$815K$1.0M

vs edgeAI estimate

+23.2%

$/sqft vs Dade City actives

$321 vs $191

Days on market

175 vs 68 typical

Where $321/sqft sits among the 369 Dade City actives

129
132
45
22
9 · this home
32
$127–173$173–220$220–267$267–313$313–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Drive times from this address

Downtown Tampa≈ 43 min
Tampa Int’l Airport (TPA)≈ 54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★★
HighPasco High School★★★★★
MiddlePasco Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller — 5.0 months of inventoryBuyer’s market

$340K → $349K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

221 of 369

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 154% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $975,000 ▼ $14K
Apr 20, 2026Listed at $989,000 · 175 days on market since
2007Built · LAKE JOVITA GOLF AND COUNTRY CLUB

Reality check

What actually sold near 34115 AMERICANA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13137 THOROUGHBRED DRIVESold · Aug ’26

$800,000

13137 THOROUGHBRED DRIVE · same community

4 bd · 3 ba · 3,240 sqft · $247/sqft · 128 DOM

12314 LAKE JOVITA BOULEVARDSold · Dec ’25

$705,000

12314 LAKE JOVITA BOULEVARD · same community

5 bd · 4 ba · 3,275 sqft · $215/sqft · 148 DOM

13217 THOROUGHBRED DRIVESold · Dec ’25

$638,700

13217 THOROUGHBRED DRIVE · same community

4 bd · 3 ba · 2,601 sqft · $246/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 34115 AMERICANA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34115 AMERICANA AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

34115 AMERICANA AVENUE FAQs

What would the monthly payment be for 34115 AMERICANA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,399/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 34115 AMERICANA AVENUE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 34115 AMERICANA AVENUE?+

The most recent tax bill on record (2025) was $5,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34115 AMERICANA AVENUE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $975,000, this home is listed about 151% above the Dade City median of $388,000. The market section on this page shows how the area is trending.

Which schools are assigned to 34115 AMERICANA AVENUE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$975,000 runs 154% above the DADE CITY 33525 median — but at 3,042 sqft it's also 38% larger than the typical Dade City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

175 days on market against a Dade City median of 68 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $989,000, now $975,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8490900.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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