400 CENTRAL AVENUE UNIT 2001, ST PETERSBURG, FL, 33701
Active208 days on marketListed Mar 27, 2026MLS #TB8491198
About this home
400 CENTRAL AVENUE UNIT 2001
Luxury 3-bedroom, 3.5-bath residence at 400 Central in the heart of downtown St. Petersburg, offering Panoramic Tampa Bay and Gulf views, 10-foot ceilings, walls of glass, and an expansive wraparound terrace extending the full length of the residence. Views are enjoyed from the living areas and all three bedrooms, creating exceptional indoor-outdoor living. The gourmet kitchen features Italian cabinetry with under-cabinet lighting, quartz countertops, and premium JennAir stainless-steel appliances, including a 36-inch gas cooktop and refrigerator. The owner’s suite features a luxurious bath with an enclosed glass shower, multiple shower heads, Grohe fixtures, and a Calcutta-pattern backsplash. Additional features include Prestige Dolomiti matte tile throughout, Whirlpool washer and dryer, built-in medicine cabinets with adjustable lighting and integrated time displays, and pre-wiring for electronic shades. Residents of 400 Central enjoy more than 36,000 square feet of resort-style amenities, including a heated pool, fitness center, Zen garden, cabanas, theater lounge, private dining room, and an exclusive 45th-floor Sky Lounge with 360-degree views of Tampa Bay and the Gulf. Located in downtown St. Petersburg, this is maintenance-free, lock-and-leave luxury living surrounded by the city’s restaurants, arts, entertainment, shopping, waterfront, and cultural attractions.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,658
Sqft
2.3 ac
Lot size
2
Garage
2025
Year built
One
Levels
$976
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$19,402 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,781/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs 400 CENTRAL
$976 vs $984
Days on market
208 vs 66 typical
Where $976/sqft sits among the 19 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
6 of 19
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 229% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2001
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$3,094,750
400 CENTRAL AVENUE UNIT 2701 · same community
3 bd · 3.5 ba · 2,658 sqft · $1,164/sqft · 0 DOM
Sold · Jan ’26$2,795,950
400 CENTRAL AVENUE UNIT 2301 · same community
3 bd · 3.5 ba · 2,658 sqft · $1,052/sqft · 0 DOM
Sold · Feb ’26$1,770,000
400 CENTRAL AVENUE UNIT 1001 · same community
3 bd · 3.5 ba · 2,658 sqft · $666/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2001 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2001 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 2001 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2001?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $19,402/mo — principal and interest, estimated property taxes, the $1,939/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 2001?+
The association fee works out to $1,939 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 2001?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2001?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,595,000, this home is listed about 512% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2001?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,595,000 runs 229% above the ST PETERSBURG 33701 median — but at 2,658 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Know the monthly fee
The association fee is $1,939/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
208 days on market against a St Petersburg median of 66 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Paul Simon. MLS #TB8491198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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