8099 LAGO MIST WAY, WESLEY CHAPEL, FL, 33545
Active128 days on marketListed Apr 2, 2026MLS #TB8492475
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About this home
8099 LAGO MIST WAY
POOL-SIZED LOT | WATER VIEW | 3-CAR GARAGE | SMART HOME | WALKING DISTANCE TO THE CRYSTAL LAGOON Why wait to build when you can move right into one of Epperson Lagoon's most desirable homes? This stunning 5-bedroom, 3-bath waterfront home is perfectly situated on a quiet cul-de-sac and offers a fully fenced backyard with plenty of room for a future pool while enjoying serene pond views and breathtaking Florida sunsets. Designed for modern living and entertaining, the open-concept floor plan features a gourmet kitchen with granite countertops, a massive center island, 42" cabinetry, stainless steel appliances, crown molding, decorative backsplash, and abundant storage. Sliding glass doors lead to a covered lanai overlooking the water, creating the perfect indoor-outdoor lifestyle. The first floor includes a guest bedroom and full bath, ideal for visitors, multigenerational living, or a private home office. Upstairs you'll find a spacious loft/flex room, generously sized secondary bedrooms, and a luxurious owner's retreat featuring dual vanities, an oversized walk-in shower, and a large walk-in closet. Additional upgrades include SMART HOME technology, Ruckus Wi-Fi system, dual-zone A/C, energy-efficient tinted windows, tile flooring in main living areas, and a spacious 3-car garage. Live where others vacation! Epperson residents enjoy exclusive access to the world-famous Crystal Lagoon featuring sandy beaches, a swim-up bar, kayaking, paddleboarding, golf cart paths, dog park, yoga classes, community events, and Ultra-Fi high-speed internet included. Conveniently located near top-rated schools, shopping, dining, hospitals, and major highways with easy access to Tampa and all that Wesley Chapel has to offer. Homes with this combination of location, lot size, water view, upgrades, and lagoon lifestyle rarely become available. Schedule your private showing today before this opportunity is gone. Please see the two virtual tour links.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,964
Sqft
0.17 ac
Lot size
3
Garage
2018
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,326 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,326/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Wesley Chapel actives
$199 vs $205
Days on market
128 vs 46 typical
Where $199/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Epperson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Epperson — neighborhood snapshot
Population
3,917
Median age
31
Median income
$131,369
Median home value
$397,700
Avg household
4
Households w/ children
454
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $430K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
210 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 8099 LAGO MIST WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$740,000
7999 LAGO MIST WAY · same community
5 bd · 3 ba · 2,964 sqft · $250/sqft · 20 DOM
Sold · Dec ’25$515,000
8044 LAGO MIST WAY · same community
5 bd · 3 ba · 3,292 sqft · $156/sqft · 47 DOM
Sold · Oct ’25$575,000
31028 BACLAN DRIVE
6 bd · 3 ba · 2,998 sqft · $192/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 8099 LAGO MIST WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8099 LAGO MIST WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8099 LAGO MIST WAY FAQs
What would the monthly payment be for 8099 LAGO MIST WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,326/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8099 LAGO MIST WAY?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8099 LAGO MIST WAY?+
The most recent tax bill on record (2025) was $8,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8099 LAGO MIST WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $589,950, this home is listed about 35% above the Wesley Chapel median of $438,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8099 LAGO MIST WAY?+
Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle), Watergrass Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,950 runs 40% above the WESLEY CHAPEL 33545 median — but at 2,964 sqft it's also 41% larger than the typical Wesley Chapel listing.
02Time on market is leverage
128 days on market against a Wesley Chapel median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $620,000, now $589,950 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Angela Mora. MLS #TB8492475.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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