CENTURY 21 Edge
$539,000$549,0004 bd2 ba1,792 sqft$301 /sqft$3,779 /mo all-in ↓

11492 93RD STREET, LARGO, FL, 33773

Active127 days on marketListed Apr 3, 2026MLS #TB8493621

Reduced $10KPrivate poolSingle Family ResidenceOAK PARK SUB-UNIT 4

About this home

11492 93RD STREET

Fully Renovated Pool Home in a Highly Sought-After Neighborhood! Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly blends modern design with everyday comfort. Completely move-in ready, this home features brand new LVP flooring, **NEW ROOF**, and stylish upgrades throughout. Step into the heart of the home—an updated kitchen with sleek, soft-close modern cabinetry, offering both functionality and a clean, contemporary feel. The open living space is anchored by a modern electric fireplace, creating the perfect spot to relax and unwind. Enjoy Florida living at its best with a private pool and an enclosed lanai, ideal for entertaining year-round. The outdoor space also includes a built-in block grill, making it perfect for hosting family and friends. Located in a highly desirable neighborhood and within walking distance to schools, this home offers both convenience and lifestyle. The home is also within minutes of grocery stores, coffee shops, and shopping. This is the one you’ve been waiting for—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,792

Sqft

0.18 ac

Lot size

2

Garage

1979

Year built

One

Levels

$301

Per sqft

Private poolFireplace

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Freezer · Gas Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesEast
ExteriorPrivate Yard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$2,490/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,779 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property tax — 2025 actual bill$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,865
Interest rate6.00%
Loan term

Estimated payment

$3,779/mo

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property taxes (actual bill)$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $539K
$517KedgeAI estimate $577,573 · range $567K$591K$615K

vs edgeAI estimate

−6.7%

$/sqft vs Largo actives

$301 vs $237

Days on market

127 vs 52 typical

Where $301/sqft sits among the 400 Largo actives

106
80
67
63 · this home
53
31
$108–165$165–223$223–280$280–337$337–395$395+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 11492 93RD STREET

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33773 — neighborhood snapshot

Population

16,918

Median age

46.5

Median income

$74,115

Median home value

$280,600

Avg household

2.39

Households w/ children

1,373

For the school run

Pinellas County School District

ElementarySouthern Oak Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 134% above the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,000 $10K
Apr 3, 2026Listed at $549,000 · 127 days on market since
1979Built · OAK PARK SUB-UNIT 4

Reality check

What actually sold near 11492 93RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11492 93RD STREETSold · Jan ’26

$360,000

11492 93RD STREET · same community

4 bd · 2 ba · 1,792 sqft · $201/sqft · 78 DOM

11368 93RD STREETSold · Nov ’25

$490,000

11368 93RD STREET · same community

3 bd · 2 ba · 1,756 sqft · $279/sqft · 202 DOM

11467 93RD STREETSold · Aug ’25

$450,000

11467 93RD STREET · same community

3 bd · 2 ba · 1,910 sqft · $236/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11492 93RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11492 93RD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11492 93RD STREET FAQs

What would the monthly payment be for 11492 93RD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11492 93RD STREET?+

The most recent tax bill on record (2025) was $2,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $539,000, this home is listed about 80% above the Largo median of $299,999. The market section on this page shows how the area is trending.

Which schools are assigned to 11492 93RD STREET?+

Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$539,000 runs 134% above the LARGO 33773 median — but at 1,792 sqft it's also 45% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

127 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $549,000, now $539,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Isabela Serra. MLS #TB8493621.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11492 93RD STREET, LARGO, FL — 4 Bed, 2 Bath — $539,000 | CENTURY 21 Edge