CENTURY 21 Edge
$2,150,000$2,399,0004 bd3.5 ba3,669 sqft$586 /sqft$14,357 /mo all-in ↓

4128 CAUSEWAY VISTA DRIVE, TAMPA, FL, 33615

Active132 days on marketListed Apr 7, 2026MLS #TB8494461

Reduced $249KWaterfrontPrivate poolSingle Family ResidenceTHE RESERVE OF OLD TAMPA BAY

About this home

4128 CAUSEWAY VISTA DRIVE

One or more photo(s) has been virtually staged. PRICE ADJUSTMENT. The most valuable things about a waterfront home are the things you can never change: the water, the dock, the lot, the community, the bones. Every one of those is already here — and now, so is the price. Homes inside The Reserve of Old Tampa Bay have traded north of $2,800,000. This one is now offered well below that mark, priced for the buyer who understands where true waterfront value lives — and where personal vision gets to take it from here. Your own private dock on Old Tampa Bay. Not a shared slip. Not a community dock. Yours. A mangrove-lined path leads to a 10,000 lb boat lift and open water. Dolphins surface at dusk. Manatees drift through the shallows. Turtles sun themselves like they own the place. Most Tampa Bay listings sell you a view. This one sells you the water itself. Your address inside a gated enclave of just 31 homes. Rocky Point is one of Tampa Bay's most quietly coveted waterfront zip codes, and The Reserve is its most private corner. Mediterranean architecture sets the tone: warm stucco, clay tile roofline, landscaped grounds, custom ironwork on every balcony. Inside the gates, the privacy is absolute. Your bones and your layout. Soaring ceilings open to a formal living and dining room on one side, a family room on the other, joined by a two-sided fireplace. The family room opens to the pool and bay through a cantilevered balcony framed in custom iron. The chef's kitchen — granite counters, center island, built-in oven and cooktop — keeps the bay in frame at every meal. A downstairs flex room, currently used as an office, lives equally well as a fourth bedroom and is the only sleeping space on the main level — invaluable for guests, aging parents, or anyone who prefers not to take the stairs. Upstairs, an open hallway overlooks the foyer below, custom ironwork tying the vertical experience together. Two guest bedrooms follow, each with a private ensuite bath, one opening to its own cantilevered balcony. The hall ends at a gallery sitting area wired with in-wall speakers, and beyond it, the primary suite — with a private oversized balcony connected via custom iron spiral staircase directly down to the pool. Your outdoor life. A covered lanai ties an outdoor kitchen, heated pool, and spa together, all facing the bay and the kind of sunsets that stop conversations mid-sentence. Landscape lighting carries the Mediterranean character to the water's edge after dark. Your amenities. A wine cellar. A wet bar. A pet shower off the garage entry — because sandy paws are part of the deal. An oversized three-car garage. All told, a 4-bedroom, 3.5-bath residence spanning 3,669 square feet. Your location. Tampa International Airport is minutes from your driveway. Downtown Tampa, the Riverwalk, Raymond James Stadium, and some of the South's best dining are close enough to be routine. The Courtney Campbell Causeway begins almost at your doorstep, delivering you in minutes to the white sand beaches of Clearwater. And now, your opportunity. Comparable homes in this community sit at $2.8M+. This one is priced for the buyer who understands that a private dock, a gated waterfront enclave, custom ironwork, a spiral staircase to the pool, and 3,669 square feet of Mediterranean architecture on Old Tampa Bay cannot be manufactured at any price — while finishes and personal touches are always yours to shape. The rare things are already here. The rest is a canvas. Call today.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,669

Sqft

0.26 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$586

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Tankless Water Heater · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric · Propane
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Off Street · Oversized
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$383/mo
Taxes (2025)$16,883/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Dock · Fishing · Water Access · Waterfront · Deed Restrictions · Gated Community - No Guard · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,357 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,601
PMI (est., until 20% equity)$806
Property tax — 2025 actual bill$1,407
HOA fee — from the listing$383
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $215,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $215,000
Interest rate6.00%
Loan term

Estimated payment

$14,357/mo

Principal & interest$11,601
PMI (est., until 20% equity)$806
Property taxes (actual bill)$1,407
HOA / condo fee$383
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.1M
$1.6MedgeAI estimate $1,723,431 · range $1.7M$1.9M$2.2M

vs edgeAI estimate

+24.8%

$/sqft vs Tampa actives

$586 vs $301

Days on market

132 vs 42 typical

Where $586/sqft sits among the 400 Tampa actives

222
103
31 · this home
12
9
23
$150–321$321–492$492–663$663–834$834–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 4128 CAUSEWAY VISTA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)14 min
Downtown Tampa17 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33615 — neighborhood snapshot

Population

48,122

Median age

39.1

Median income

$66,257

Median home value

$291,500

Avg household

2.53

Households w/ children

5,459

For the school run

Hillsborough County School District

ElementaryBay Crest Elementary School★★★★★
MiddleWebb Middle School★★★★
HighAlonso High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$438K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

226 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 553% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,150,000 $249K
Apr 7, 2026Listed at $2,399,000 · 132 days on market since
2006Built · THE RESERVE OF OLD TAMPA BAY

Reality check

What actually sold near 4128 CAUSEWAY VISTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8461 FLAGSTONE DRIVESold · Jun ’26

$739,900

8461 FLAGSTONE DRIVE

4 bd · 3 ba · 3,063 sqft · $242/sqft · 58 DOM

4226 SALTWATER BOULEVARDSold · Mar ’26

$875,000

4226 SALTWATER BOULEVARD

4 bd · 2.5 ba · 2,843 sqft · $308/sqft · 273 DOM

4214 DEEPWATER LANESold · Jan ’26

$765,000

4214 DEEPWATER LANE

4 bd · 2.5 ba · 2,821 sqft · $271/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 4128 CAUSEWAY VISTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4128 CAUSEWAY VISTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4128 CAUSEWAY VISTA DRIVE FAQs

What would the monthly payment be for 4128 CAUSEWAY VISTA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,357/mo — principal and interest, the actual property-tax bill, the $383/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4128 CAUSEWAY VISTA DRIVE?+

The association fee works out to $383 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4128 CAUSEWAY VISTA DRIVE?+

The most recent tax bill on record (2025) was $16,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4128 CAUSEWAY VISTA DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $2,150,000, this home is listed about 378% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4128 CAUSEWAY VISTA DRIVE?+

Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,150,000 runs 553% above the TAMPA 33615 median — but at 3,669 sqft it's also nearly twice the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

132 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,399,000, now $2,150,000 — a $249K cut. The full history is in the market section below.

Listing courtesy of PINEYWOODS REALTY LLC · Brian Frey. MLS #TB8494461.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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