
4128 CAUSEWAY VISTA DRIVE, TAMPA, FL, 33615
Active132 days on marketListed Apr 7, 2026MLS #TB8494461
About this home
4128 CAUSEWAY VISTA DRIVE
One or more photo(s) has been virtually staged. PRICE ADJUSTMENT. The most valuable things about a waterfront home are the things you can never change: the water, the dock, the lot, the community, the bones. Every one of those is already here — and now, so is the price. Homes inside The Reserve of Old Tampa Bay have traded north of $2,800,000. This one is now offered well below that mark, priced for the buyer who understands where true waterfront value lives — and where personal vision gets to take it from here. Your own private dock on Old Tampa Bay. Not a shared slip. Not a community dock. Yours. A mangrove-lined path leads to a 10,000 lb boat lift and open water. Dolphins surface at dusk. Manatees drift through the shallows. Turtles sun themselves like they own the place. Most Tampa Bay listings sell you a view. This one sells you the water itself. Your address inside a gated enclave of just 31 homes. Rocky Point is one of Tampa Bay's most quietly coveted waterfront zip codes, and The Reserve is its most private corner. Mediterranean architecture sets the tone: warm stucco, clay tile roofline, landscaped grounds, custom ironwork on every balcony. Inside the gates, the privacy is absolute. Your bones and your layout. Soaring ceilings open to a formal living and dining room on one side, a family room on the other, joined by a two-sided fireplace. The family room opens to the pool and bay through a cantilevered balcony framed in custom iron. The chef's kitchen — granite counters, center island, built-in oven and cooktop — keeps the bay in frame at every meal. A downstairs flex room, currently used as an office, lives equally well as a fourth bedroom and is the only sleeping space on the main level — invaluable for guests, aging parents, or anyone who prefers not to take the stairs. Upstairs, an open hallway overlooks the foyer below, custom ironwork tying the vertical experience together. Two guest bedrooms follow, each with a private ensuite bath, one opening to its own cantilevered balcony. The hall ends at a gallery sitting area wired with in-wall speakers, and beyond it, the primary suite — with a private oversized balcony connected via custom iron spiral staircase directly down to the pool. Your outdoor life. A covered lanai ties an outdoor kitchen, heated pool, and spa together, all facing the bay and the kind of sunsets that stop conversations mid-sentence. Landscape lighting carries the Mediterranean character to the water's edge after dark. Your amenities. A wine cellar. A wet bar. A pet shower off the garage entry — because sandy paws are part of the deal. An oversized three-car garage. All told, a 4-bedroom, 3.5-bath residence spanning 3,669 square feet. Your location. Tampa International Airport is minutes from your driveway. Downtown Tampa, the Riverwalk, Raymond James Stadium, and some of the South's best dining are close enough to be routine. The Courtney Campbell Causeway begins almost at your doorstep, delivering you in minutes to the white sand beaches of Clearwater. And now, your opportunity. Comparable homes in this community sit at $2.8M+. This one is priced for the buyer who understands that a private dock, a gated waterfront enclave, custom ironwork, a spiral staircase to the pool, and 3,669 square feet of Mediterranean architecture on Old Tampa Bay cannot be manufactured at any price — while finishes and personal touches are always yours to shape. The rare things are already here. The rest is a canvas. Call today.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,669
Sqft
0.26 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$586
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,357 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,357/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.8%
$/sqft vs Tampa actives
$586 vs $301
Days on market
132 vs 42 typical
Where $586/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33615 — neighborhood snapshot
Population
48,122
Median age
39.1
Median income
$66,257
Median home value
$291,500
Avg household
2.53
Households w/ children
5,459
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 553% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4128 CAUSEWAY VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$739,900
8461 FLAGSTONE DRIVE
4 bd · 3 ba · 3,063 sqft · $242/sqft · 58 DOM
Sold · Mar ’26$875,000
4226 SALTWATER BOULEVARD
4 bd · 2.5 ba · 2,843 sqft · $308/sqft · 273 DOM
Sold · Jan ’26$765,000
4214 DEEPWATER LANE
4 bd · 2.5 ba · 2,821 sqft · $271/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4128 CAUSEWAY VISTA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4128 CAUSEWAY VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4128 CAUSEWAY VISTA DRIVE FAQs
What would the monthly payment be for 4128 CAUSEWAY VISTA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,357/mo — principal and interest, the actual property-tax bill, the $383/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4128 CAUSEWAY VISTA DRIVE?+
The association fee works out to $383 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4128 CAUSEWAY VISTA DRIVE?+
The most recent tax bill on record (2025) was $16,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4128 CAUSEWAY VISTA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,150,000, this home is listed about 378% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4128 CAUSEWAY VISTA DRIVE?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,150,000 runs 553% above the TAMPA 33615 median — but at 3,669 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
132 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,399,000, now $2,150,000 — a $249K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Brian Frey. MLS #TB8494461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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