
4128 CAUSEWAY VISTA DRIVE, TAMPA, FL, 33615
Active214 days on marketListed Apr 7, 2026MLS #TB8494461
About this home
4128 CAUSEWAY VISTA DRIVE
Virtually Staged. PRICE REDUCED BELOW $2,000,000. OWNER FINANCING NOW AVAILABLE. $25,000 SELLER CONCESSION TOWARD CLOSING COSTS OR A RATE BUY-DOWN WITH ACCEPTABLE OFFER! This home comes with its own private dock on Old Tampa Bay, reserved for you alone. A mangrove-lined path leads to a 10,000 lb boat lift and straight out to open water. Dolphins pass at dusk, manatees drift through the shallows, and sea turtles wander by on their own schedule. The Reserve of Old Tampa Bay is a gated community of just thirty-one homes and the most private waterfront enclave in Rocky Point. The architecture is true Mediterranean throughout, with warm stucco, a clay tile roofline, custom ironwork on every balcony, and landscaped grounds that run all the way to the water’s edge. Inside, soaring ceilings frame a formal living and dining room on one side and a family room on the other, connected by a double-sided fireplace. The family room opens to the pool and the bay through a cantilevered balcony wrapped in custom iron. The chef’s kitchen offers granite counters, a center island, and a built-in oven and cooktop, with Old Tampa Bay in view at every meal. A main-level flex room works as a fourth bedroom for guests, extended family, or anyone who would rather skip the stairs. Upstairs are two guest suites, each with a private ensuite bath, and one opens to its own cantilevered balcony. A gallery sitting area with in-wall speakers leads to the primary suite, where an oversized private balcony connects to the pool below by a custom iron spiral staircase. Outdoors, a covered lanai brings together an outdoor kitchen, heated pool, and spa, all facing the bay and its sunsets. Landscape lighting carries the Mediterranean character down to the water well after dark. Additional features include a wine cellar, wet bar, pet shower off the garage entry, and an oversized three-car garage. 4 bedrooms, 3.5 baths, 3,669 square feet. Tampa International Airport is minutes away. Downtown Tampa, the Riverwalk, Raymond James Stadium, and some of the region’s best dining are an easy drive. The Courtney Campbell Causeway begins nearly at your doorstep, putting Clearwater Beach within easy reach. Comparable homes in The Reserve have sold above $2,800,000. This home is now priced below $2,000,000, and the seller is offering $25,000 at closing toward your rate or closing costs. Owner financing is also available, so ask about terms. A private waterfront home on Old Tampa Bay rarely comes to market at this price. Call today to schedule your private showing.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,669
Sqft
0.26 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$545
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,279 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,279/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs Tampa actives
$545 vs $278
Days on market
214 vs 55 typical
Where $545/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33615 — neighborhood snapshot
Population
47,245
Median age
40.7
Median income
$69,274
Median home value
$335,900
Avg household
2.56
Households w/ children
5,160
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
191 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 479% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4128 CAUSEWAY VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$739,900
8461 FLAGSTONE DRIVE
4 bd · 3 ba · 3,063 sqft · $242/sqft · 58 DOM
Sold · Oct ’26$620,000
4119 CROSSWATER DRIVE
4 bd · 2 ba · 2,935 sqft · $211/sqft · 110 DOM
Sold · Mar ’26$875,000
4226 SALTWATER BOULEVARD
4 bd · 2.5 ba · 2,843 sqft · $308/sqft · 273 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4128 CAUSEWAY VISTA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4128 CAUSEWAY VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4128 CAUSEWAY VISTA DRIVE FAQs
What would the monthly payment be for 4128 CAUSEWAY VISTA DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $15,279/mo — principal and interest, the actual property-tax bill, the $383/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4128 CAUSEWAY VISTA DRIVE?+
The association fee works out to $383 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4128 CAUSEWAY VISTA DRIVE?+
The most recent tax bill on record (2025) was $16,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4128 CAUSEWAY VISTA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,999,000, this home is listed about 365% above the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4128 CAUSEWAY VISTA DRIVE?+
Alonso High School (high), Bay Crest Elementary School (elementary), Davidsen Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,999,000 runs 479% above the TAMPA 33615 median — but at 3,669 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
214 days on market against a Tampa median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Alonso High School, Bay Crest Elementary School, Davidsen Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,399,000, now $1,999,000 — a $400K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Brian Frey. MLS #TB8494461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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