32265 CONCHSHELL SAIL STREET, WESLEY CHAPEL, FL, 33545
Active119 days on marketListed Apr 9, 2026MLS #TB8494878
About this home
32265 CONCHSHELL SAIL STREET
Better than new and loaded with upgrades already completed for you, this stunning 2023 DR Horton Torino offers nearly 4,000 square feet of thoughtfully designed living space in the highly sought-after Epperson community. Unlike new construction, this home already features a fully screened and extended lanai, outdoor summer kitchen with grill and refrigerator, stylish kitchen backsplash, custom blinds, epoxy-coated garage floors, whole-home water softener, reverse osmosis system, and a fully fenced backyard—saving you time, money, and the hassle of completing these projects yourself. Designed for both everyday living and entertaining, this spacious 5-bedroom, 4.5-bath home includes a dedicated office, first-floor guest suite with private bath, and an expansive upstairs loft. The luxurious primary suite features dual walk-in closets and a conveniently located laundry room just steps away. Abundant storage, modern finishes, and a functional layout make this home ideal for large families, multigenerational living, or those who simply want room to spread out. Step outside and enjoy your private backyard retreat, where the extended screened lanai and summer kitchen create the perfect setting for relaxing evenings, weekend gatherings, and year-round Florida living. Located in the award-winning Epperson community, residents enjoy access to the nation’s first Crystal Lagoon, community WiFi, parks, playgrounds, and golf-cart-friendly streets, all just minutes from Wesley Chapel’s shopping, dining, entertainment, and top-rated schools. Why wait months for new construction and then spend thousands on upgrades? This move-in ready home already has it all.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,975
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,754 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,754/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs Wesley Chapel actives
$148 vs $205
Days on market
119 vs 45 typical
Where $148/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
211 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 32265 CONCHSHELL SAIL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$600,480
9374 CRESCENT RAY DRIVE · same community
5 bd · 4 ba · 3,531 sqft · $170/sqft · 0 DOM
Sold · Jul ’26$689,500
32346 SAPNA CHIME DRIVE
5 bd · 5 ba · 3,761 sqft · $183/sqft · 424 DOM
Sold · Apr ’26$870,000
9397 IBIS GROVE BOULEVARD
5 bd · 4 ba · 4,210 sqft · $207/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 32265 CONCHSHELL SAIL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32265 CONCHSHELL SAIL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
32265 CONCHSHELL SAIL STREET FAQs
What would the monthly payment be for 32265 CONCHSHELL SAIL STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,754/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32265 CONCHSHELL SAIL STREET?+
The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32265 CONCHSHELL SAIL STREET?+
The most recent tax bill on record (2025) was $13,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32265 CONCHSHELL SAIL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $588,900, this home is listed about 35% above the Wesley Chapel median of $435,076. The market section on this page shows how the area is trending.
Which schools are assigned to 32265 CONCHSHELL SAIL STREET?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$588,900 runs 43% above the WESLEY CHAPEL 33545 median — but at 3,975 sqft it's also nearly twice the size of the typical Wesley Chapel listing.
02Time on market is leverage
119 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $675,000, now $588,900 — a $86K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Maria Pasotti. MLS #TB8494878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Wesley Chapel homes, in your inbox
Like 32265 CONCHSHELL SAIL STREET but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Erwin to ping you on any price or status change →