3127 SHANNON DRIVE, PUNTA GORDA, FL, 33950
Active122 days on marketListed Apr 8, 2026MLS #TB8495231
About this home
3127 SHANNON DRIVE
Looking for a completely remodeled waterfront home with direct boating access? Welcome to your slice of paradise in Punta Gorda! This beautifully updated property offers no deed restrictions and no HOA, giving you the freedom to truly enjoy the Florida lifestyle. Step inside to a charming entry with a cozy family room, leading into a stunning kitchen featuring shiplap ceilings and a dedicated dining area. The flexible floor plan includes an additional bonus room perfect for an office, game room, or formal dining with sliding glass doors opening to the lanai. The home offers 3 bedrooms, including a spacious primary suite, plus an additional flex space off one of the secondary bedrooms ideal for a playroom, study, or private retreat. A conveniently located indoor laundry room adds to the home’s functionality. Outside, unwind in your screened lanai overlooking a spacious fenced backyard. Boating enthusiasts will love the concrete dock and 10,000 lb boat lift, accommodating up to a 24-ft vessel, with additional space for another watercraft. Enjoy direct, bridge-free access to the Peace River, Charlotte Harbor, and the Gulf of Mexico making this a true boater’s and fisherman’s dream. Major updates include a new roof (2024), new A/C, updated electrical and plumbing, tankless water heater (less than 1 year old), and new garage door opener—providing peace of mind for years to come. Conveniently located near US-17, I-75, shopping, dining, beaches, and historic downtown Punta Gorda, this move-in-ready waterfront gem offers the perfect blend of comfort, style, and access to everything Southwest Florida has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,874
Sqft
0.22 ac
Lot size
2
Garage
1968
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,401 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,401/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.1%
$/sqft vs Punta Gorda actives
$253 vs $208
Days on market
122 vs 61 typical
Where $253/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3127 SHANNON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
2911 RIVERSIDE DRIVE · same community
4 bd · 3 ba · 2,104 sqft · $269/sqft · 58 DOM
Sold · Jul ’26$664,000
3119 CARIBBEAN DRIVE · same community
3 bd · 2.5 ba · 2,223 sqft · $299/sqft · 32 DOM
Sold · Jul ’26$345,000
25365 E LENOX CIRCLE
4 bd · 2 ba · 1,855 sqft · $186/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3127 SHANNON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3127 SHANNON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3127 SHANNON DRIVE FAQs
What would the monthly payment be for 3127 SHANNON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3127 SHANNON DRIVE?+
The most recent tax bill on record (2025) was $2,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3127 SHANNON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $475,000, this home is listed about 40% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3127 SHANNON DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 79% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $485,000, now $475,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Victoria Escobar. MLS #TB8495231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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