3211 RIVERSIDE DRIVE, PUNTA GORDA, FL, 33950
Active158 days on marketListed Feb 26, 2026MLS #C7522368
About this home
3211 RIVERSIDE DRIVE
Price reduction—bring your offers! Rare waterfront income opportunity with two new private 10,000 lb boat lifts included. Exceptional duplex in Punta Gorda with direct canal access to the Peace River and Charlotte Harbor. Each unit offers 2 bedrooms, 1 bathroom, private in-unit laundry, fresh interior/exterior paint, new kitchen cabinetry and countertops, 2023 roof, and new A/C systems. One dedicated 10,000 lb lift per unit—an extremely rare feature that adds tremendous value and rental appeal. Ideal for owner-occupants, investors, seasonal rentals, or annual income. Live in one unit and rent the other, or lease both. Located just minutes from Punta Gorda Airport, making it ideal for frequent travelers, aviation professionals, and seasonal residents. Approximately 7 minutes to historic downtown Punta Gorda with waterfront parks, dining, boutiques, farmers markets, biking trails, and year-round events. Quick boating access, prime location, and strong income potential make this property a standout opportunity. Property is being sold as one parcel.
Facts & features
The home at a glance
4
Bedrooms
2,004
Sqft
0.29 ac
Lot size
1986
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$269 vs $206
Days on market
158 vs 59 typical
Where $269/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3211 RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
2911 RIVERSIDE DRIVE · same community
4 bd · 3 ba · 2,104 sqft · $269/sqft · 58 DOM
Sold · Jul ’26$664,000
3119 CARIBBEAN DRIVE · same community
3 bd · 2.5 ba · 2,223 sqft · $299/sqft · 32 DOM
Sold · Mar ’26$369,000
25188 MARION AVENUE UNIT E301
3 bd · 2 ba · 1,912 sqft · $193/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3211 RIVERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3211 RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3211 RIVERSIDE DRIVE FAQs
What would the monthly payment be for 3211 RIVERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3211 RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $5,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $539,000, this home is listed about 56% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3211 RIVERSIDE DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$539,000 runs 102% above the PUNTA GORDA 33950 median — but at 2,004 sqft it's also 17% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
158 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,900, now $539,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Carri Metzger. MLS #C7522368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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