
3011 & 3003 RIVERSIDE DRIVE, PUNTA GORDA, FL, 33950
Active8 days on marketListed Oct 30, 2026MLS #C7532395
About this home
3011 & 3003 RIVERSIDE DRIVE
Canal front property with the dock and lift already built. This sale combines two parcels at 3003 and 3011 Riverside Dr in Punta Gorda, totaling .33 acres, 14,280 square feet, with 119 feet of road frontage, 120 feet of depth, and a concrete seawall across the back of the property. The larger parcel at 3011 Riverside measures 80 x 120; the adjoining half lot at 3003 Riverside measures 39 x 120. Together they give you what a standard lot cannot: genuine room to set a custom home, a pool, and a yard without pressing against your side lines. Out back there is already a dock and a 10,000 pound boat lift in place. That is thousands of dollars and months of permitting, engineering, and marine construction you do not have to take on. From the canal you run out and west, under the I-75 bridge, toward Charlotte Harbor and the Gulf waters, or stay on the east side of the bridge and head up the Peace River for a quiet cruise. Zoned RMF-10, Charlotte County’s residential multifamily district, which permits up to 10 dwelling units an acre, or roughly three on this combined parcel. The immediate neighborhood reflects that flexibility, with single-family homes on adjoining RMF-10 parcels and duplexes just beyond. Build one substantial custom home and absorb the extra lot as side yard, pool deck, and privacy, or build income. Public water is available and a septic system would be needed to build. Buyer should confirm permitted uses with Charlotte County Zoning and request a site evaluation from the Florida Department of Health in Charlotte County before finalizing plans. The property is NOT located in a Scrub Jay review area, and the National Wetland Inventory mapper shows no wetlands on site. Boaters have options beyond their own dock. The Darst boat ramp is just down the street on Darst Avenue, launching into the south side of the Peace River, and the Laishley Park ramp sits in downtown Punta Gorda with parking, a fishing pier, and waterfront dining on site. Golfers are spoiled for choice, with Aileron Country Club, St. Andrews South, Twin Isles Country Club, Deep Creek Golf Club, and dozens more courses across Punta Gorda, Port Charlotte, and North Port. Sports fans have Charlotte Sports Park, spring training home of the Tampa Bay Rays, roughly 25 minutes out, and CoolToday Park in Wellen Park, home of the Atlanta Braves, an easy run up the interstate. The location is hard to beat. I-75 is about 5-minutes away for quick travel north and south throughout the state. Punta Gorda Airport is a short drive down the road for regional flights, and Fort Myers International (RSW) is about 45 minutes away for longer trips and arriving guests. Historic downtown Punta Gorda, Fishermen’s Village, shopping, dining, and medical care are all close. Beach days are roughly 45 minutes to an hour away, whether you point toward Englewood Beach, Boca Grande, Fort Myers, or Siesta Key. Two parcels, a dock and 10,000 pound lift already in place, Gulf and river access out your back door, and zoning flexible enough to build what you want.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,217 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,217/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,955
Median age
65.4
Median income
$76,369
Median home value
$433,800
Avg household
1.95
Households w/ children
1,551
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3011 & 3003 RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
2911 RIVERSIDE DRIVE · same community
4 bd · 3 ba · 2,104 sqft · $269/sqft · 58 DOM
Sold · Jul ’26$664,000
3119 CARIBBEAN DRIVE · same community
3 bd · 2.5 ba · 2,223 sqft · $299/sqft · 32 DOM
Sold · May ’26$100,000
6800 GOLF COURSE BOULEVARD UNIT H6
1 bd · 1 ba · 364 sqft · $275/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3011 & 3003 RIVERSIDE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3011 & 3003 RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3011 & 3003 RIVERSIDE DRIVE FAQs
What would the monthly payment be for 3011 & 3003 RIVERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3011 & 3003 RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $1,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $129,000, this home is listed about 64% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3011 & 3003 RIVERSIDE DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$129,000 is 56% below the PUNTA GORDA 33950 median of $295,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7532395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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