
2803 RIVERSIDE DRIVE, PUNTA GORDA, FL, 33950
Active142 days on marketListed Mar 11, 2026MLS #C7523013
About this home
2803 RIVERSIDE DRIVE
This is your chance to own a premier .26-acre (11,327 sq. ft.) waterfront lot that perfectly balances a serene coastal lifestyle with unmatched investment potential. Standing out with over 190 feet of canal frontage wrapping around two sides of the property, this expansive corner lot offers a magnificent canvas for your vision. The property also has about 80ft of seawall. Whether you are wanting to build single-family estate or looking to capitalize on the RMF-10 zoning for a high-performing multi-family project, this property provides endless flexibility with NO HOA or deed restrictions. Boaters will find this location a true paradise, offering quick, direct access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. With ample room to construct a private dock and lift right behind your home—and the Darst Park public boat ramp just down the street—spending your days on the water has never been more convenient. The location is truly unbeatable, placing you less than 2.5 miles from historic downtown Punta Gorda, famous for its boutique shopping, waterfront dining, and vibrant community atmosphere. For those who travel or commute, the Punta Gorda Airport is only 3 miles away, and easy access to I-75 and US-41 makes trips to Sarasota, Fort Myers, or Naples a stress-free experience. This cleared lot is situated in a quiet yet highly accessible area close to top-rated schools, hospitals, and major shopping hubs. Beyond the immediate amenities, you are within 40 minutes of world-class beaches like Boca Grande and Englewood, and golfers can enjoy a different championship course every day of the week. This is one of the best-priced waterfront opportunities in the area; come see for yourself and start planning your future in this thriving community.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$819 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$819/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2803 RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
2911 RIVERSIDE DRIVE · same community
4 bd · 3 ba · 2,104 sqft · $269/sqft · 58 DOM
Sold · Jul ’26$664,000
3119 CARIBBEAN DRIVE · same community
3 bd · 2.5 ba · 2,223 sqft · $299/sqft · 32 DOM
Sold · May ’26$100,000
6800 GOLF COURSE BOULEVARD UNIT H6
1 bd · 1 ba · 364 sqft · $275/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2803 RIVERSIDE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2803 RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2803 RIVERSIDE DRIVE FAQs
What would the monthly payment be for 2803 RIVERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $819/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2803 RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $1,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $88,000, this home is listed about 74% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2803 RIVERSIDE DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$88,000 is 68% below the PUNTA GORDA 33950 median of $271,985.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
142 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $104,900, now $88,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7523013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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