CENTURY 21 Edge
$2,895$3,5002 bd2.5 ba2,432 sqft$1 /sqft$181 /mo all-in ↓

13930 NATURES RESERVE DRIVE, LITHIA, FL, 33547

Active117 days on marketListed Apr 14, 2026MLS #TB8497459

Priced 99% below the LITHIA 33547 medianReduced $605Single Family ResidenceFISHHAWK RANCH WEST PHASES 3B AND 3C

About this home

13930 NATURES RESERVE DRIVE

Welcome to a beautifully upgraded home that shows like a model, located in the gated 55+ community of Encore at FishHawk Ranch—one of Tampa Bay’s premier active adult neighborhoods. Designed with both comfort and entertaining in mind, this spacious 2,640 sq ft residence offers an open, airy layout that seamlessly connects the main living areas. At the heart of the home, the expansive great room brings together the kitchen, dining, and living spaces, all enhanced by laminate flooring that flows throughout the main living areas and home office, while plush carpeting adds comfort to the bedrooms and media room. The kitchen is a true standout, featuring abundant cabinet and counter space, a stylish subway tile backsplash, gas cooktop with vented hood, built-in oven and microwave, a walk-in pantry, and a large center island that’s perfect for gathering with family and friends. The thoughtfully designed split bedroom floor plan offers privacy, with the primary suite tucked away at the rear of the home and the secondary bedroom positioned toward the front. The primary suite is a relaxing retreat, complete with an oversized walk-in closet featuring a custom island and a private en-suite bathroom with dual sinks and a beautifully tiled walk-in shower. The secondary bedroom includes its own en-suite bath with a glass-enclosed shower, ideal for guests. A spacious office with glass French doors provides a flexible space for working from home or hobbies, while the carpeted media room—conveniently located off the hallway near the laundry room and garage entry—offers the perfect spot for movie nights or additional living space. Step outside to the screened lanai and enjoy peaceful views of the fully fenced backyard, creating a private outdoor setting for relaxation or entertaining. Residents of Encore at FishHawk Ranch enjoy exclusive access to the Oasis Club, featuring a heated infinity pool and spa, fitness center, yoga room, meeting spaces, and courts for pickleball, bocce ball, and basketball. In addition, you’ll also have access to all of the amenities that FishHawk Ranch is known for, including pools, parks, and more. This home offers the perfect blend of comfort, functionality, and resort-style living in a vibrant, amenity-rich community. Complete lawn maintenance, including mowing, shrub pruning, irrigation system service, turf and plant fertilization and plant pest control, is provided by the HOA. NOTE: Additional $59/mo. Resident Benefits Package is required and includes a host of time and money-saving perks, including monthly air filter delivery, concierge utility setup, on-time rent rewards, $1M identity fraud protection, credit building, online maintenance and rent payment portal, one lockout service, and one late-rent pass. Renters Liability Insurance Required. Call to learn more about our Resident Benefits Package.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,432

Sqft

0.15 ac

Lot size

2

Garage

2020

Year built

One

Levels

$1

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

PetsBreed Restrictions, Number Limit, Size Limit, Yes
CommunityClubhouse · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $101Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $101
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lithia actives

$1 vs $219

Days on market

117 vs 41 typical

Where $1/sqft sits among the 136 Lithia actives

0 · this home
0
19
69
25
23
$1–62$62–122$122–182$182–243$243–303$303+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fish Hawk

Map of 13930 NATURES RESERVE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

Fish Hawk — neighborhood snapshot

Population

25,854

Median age

36

Median income

$130,345

Median home value

$479,914

Avg household

3

Households w/ children

4,427

For the school run

Hillsborough County School District

ElementaryFishhawk Creek Elementary School★★★★★
MiddleRandall Middle School★★★★★
HighNewsome High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$580K$565K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

77 of 136

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,895 $605
Apr 14, 2026Listed at $3,500 · 117 days on market since
2020Built · FISHHAWK RANCH WEST PHASES 3B AND 3C

Reality check

What actually sold near 13930 NATURES RESERVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10411 FROG POND DRIVESold · Sep ’25

$415,000

10411 FROG POND DRIVE

3 bd · 2.5 ba · 2,376 sqft · $175/sqft · 3 DOM

13506 COPPER BELLY COURTSold · Aug ’25

$355,000

13506 COPPER BELLY COURT

3 bd · 2.5 ba · 2,529 sqft · $140/sqft · 57 DOM

6003 BURROWING OWL PLACESold · Oct ’25

$527,000

6003 BURROWING OWL PLACE

3 bd · 3 ba · 2,310 sqft · $228/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 13930 NATURES RESERVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13930 NATURES RESERVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13930 NATURES RESERVE DRIVE FAQs

What would the monthly payment be for 13930 NATURES RESERVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 13930 NATURES RESERVE DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $2,895, this home is listed about 99% below the Lithia median of $567,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13930 NATURES RESERVE DRIVE?+

Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LITHIA 33547 market on paper

$2,895 is 99% below the LITHIA 33547 median of $515,000, and at $1/sqft it sits under the Lithia average of $252.

02Time on market is leverage

117 days on market against a Lithia median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,500, now $2,895 — a $605 cut. The full history is in the market section below.

Listing courtesy of EATON REALTY · Daniel Rothrock. MLS #TB8497459.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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