
13930 NATURES RESERVE DRIVE, LITHIA, FL, 33547
Active117 days on marketListed Apr 14, 2026MLS #TB8497459
About this home
13930 NATURES RESERVE DRIVE
Welcome to a beautifully upgraded home that shows like a model, located in the gated 55+ community of Encore at FishHawk Ranch—one of Tampa Bay’s premier active adult neighborhoods. Designed with both comfort and entertaining in mind, this spacious 2,640 sq ft residence offers an open, airy layout that seamlessly connects the main living areas. At the heart of the home, the expansive great room brings together the kitchen, dining, and living spaces, all enhanced by laminate flooring that flows throughout the main living areas and home office, while plush carpeting adds comfort to the bedrooms and media room. The kitchen is a true standout, featuring abundant cabinet and counter space, a stylish subway tile backsplash, gas cooktop with vented hood, built-in oven and microwave, a walk-in pantry, and a large center island that’s perfect for gathering with family and friends. The thoughtfully designed split bedroom floor plan offers privacy, with the primary suite tucked away at the rear of the home and the secondary bedroom positioned toward the front. The primary suite is a relaxing retreat, complete with an oversized walk-in closet featuring a custom island and a private en-suite bathroom with dual sinks and a beautifully tiled walk-in shower. The secondary bedroom includes its own en-suite bath with a glass-enclosed shower, ideal for guests. A spacious office with glass French doors provides a flexible space for working from home or hobbies, while the carpeted media room—conveniently located off the hallway near the laundry room and garage entry—offers the perfect spot for movie nights or additional living space. Step outside to the screened lanai and enjoy peaceful views of the fully fenced backyard, creating a private outdoor setting for relaxation or entertaining. Residents of Encore at FishHawk Ranch enjoy exclusive access to the Oasis Club, featuring a heated infinity pool and spa, fitness center, yoga room, meeting spaces, and courts for pickleball, bocce ball, and basketball. In addition, you’ll also have access to all of the amenities that FishHawk Ranch is known for, including pools, parks, and more. This home offers the perfect blend of comfort, functionality, and resort-style living in a vibrant, amenity-rich community. Complete lawn maintenance, including mowing, shrub pruning, irrigation system service, turf and plant fertilization and plant pest control, is provided by the HOA. NOTE: Additional $59/mo. Resident Benefits Package is required and includes a host of time and money-saving perks, including monthly air filter delivery, concierge utility setup, on-time rent rewards, $1M identity fraud protection, credit building, online maintenance and rent payment portal, one lockout service, and one late-rent pass. Renters Liability Insurance Required. Call to learn more about our Resident Benefits Package.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,432
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lithia actives
$1 vs $219
Days on market
117 vs 41 typical
Where $1/sqft sits among the 136 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fish Hawk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
Fish Hawk — neighborhood snapshot
Population
25,854
Median age
36
Median income
$130,345
Median home value
$479,914
Avg household
3
Households w/ children
4,427
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $565K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
77 of 136
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 13930 NATURES RESERVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$415,000
10411 FROG POND DRIVE
3 bd · 2.5 ba · 2,376 sqft · $175/sqft · 3 DOM
Sold · Aug ’25$355,000
13506 COPPER BELLY COURT
3 bd · 2.5 ba · 2,529 sqft · $140/sqft · 57 DOM
Sold · Oct ’25$527,000
6003 BURROWING OWL PLACE
3 bd · 3 ba · 2,310 sqft · $228/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13930 NATURES RESERVE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13930 NATURES RESERVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13930 NATURES RESERVE DRIVE FAQs
What would the monthly payment be for 13930 NATURES RESERVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13930 NATURES RESERVE DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $2,895, this home is listed about 99% below the Lithia median of $567,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13930 NATURES RESERVE DRIVE?+
Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LITHIA 33547 market on paper
$2,895 is 99% below the LITHIA 33547 median of $515,000, and at $1/sqft it sits under the Lithia average of $252.
02Time on market is leverage
117 days on market against a Lithia median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,500, now $2,895 — a $605 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EATON REALTY · Daniel Rothrock. MLS #TB8497459.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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