5040 GALLEON COURT, NEW PORT RICHEY, FL, 34652
Active119 days on marketListed Apr 23, 2026MLS #TB8499526
About this home
5040 GALLEON COURT
One or more photo(s) has been virtually staged. THE COMPLETE FLORIDA LIFESTYLE PACKAGE - BUY THE HOUSE, GET THE BOAT & JET SKI FREE! This fully renovated 3-bedroom, 2-bath waterfront home sits on the WIDEST DEEP-WATER CANAL IN GULF HARBORS, with NO BRIDGES TO THE OPEN GULF and a newly refurbished marine-lumber dock featuring a 25,000 LB BOAT LIFT - ONE OF THE LARGEST IN THE COMMUNITY - plus two davits for jet skis or kayaks. Beautifully manicured hardscaping creates an incredibly low-maintenance outdoor space, skip the mowing and spend your weekends boating instead! Inside, enjoy wood-look tile flooring, quartz countertops, new stainless steel appliances, a wood-burning fireplace, and a sunroom overlooking the water, spectacular sunsets, and passing dolphins and manatees. Major updates include ALL NEW IMPACT WINDOWS, 2021 AC and water heater, 2012 barrel-tile roof and 2025 flat roof. No mandatory HOA, with optional Gulf Harbors Beach Club membership. SELLER FINANCING AVAILABLE AT 4% OR LESS!!! Even if you can pay cash, why tie it all up in the house? Move in and start living the ultimate Florida waterfront lifestyle from day one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,296
Sqft
0.17 ac
Lot size
2
Garage
1972
Year built
One
Levels
$392
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,257 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,257/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.6%
$/sqft vs FLOR A MAR
$392 vs $384
Days on market
119 vs 55 typical
Where $392/sqft sits among the 63 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
39 of 63
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 310% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5040 GALLEON COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$705,000
3200 TRIDENT TERRACE · same community
3 bd · 3 ba · 2,313 sqft · $305/sqft · 34 DOM
Sold · Jan ’26$845,000
5520 BOWLINE BEND · same community
3 bd · 2.5 ba · 2,340 sqft · $361/sqft · 0 DOM
Sold · Apr ’26$791,500
4968 SOUTHSHORE DRIVE · same community
4 bd · 2.5 ba · 2,360 sqft · $335/sqft · 335 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 5040 GALLEON COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5040 GALLEON COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5040 GALLEON COURT FAQs
What would the monthly payment be for 5040 GALLEON COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,257/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5040 GALLEON COURT?+
The most recent tax bill on record (2025) was $10,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $899,000, this home is listed about 216% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5040 GALLEON COURT?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,000 runs 310% above the NEW PORT RICHEY 34652 median — but at 2,296 sqft it's also 65% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
119 days on market against a New Port Richey median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Channin Medina. MLS #TB8499526.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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