5209 LANSDOWNE WAY, PALMETTO, FL, 34221
Pending103 days on marketListed Apr 27, 2026MLS #TB8501835
About this home
5209 LANSDOWNE WAY
Exquisitely maintained and thoughtfully upgraded, this stunning 3-bedroom, 2-bath residence with a 2-car garage is nestled within the highly desirable Waterford community, complete with a private community pool and exceptional convenience to shopping, dining, and entertainment. Designed with both elegance and comfort in mind, the home welcomes you with soaring ceilings, refined 6-inch baseboards, and beautiful ceramic tile throughout—completely carpet-free. The foyer makes a striking first impression with its distinctive Chicago-style brick design porcelain tile, setting the tone for the custom finishes found throughout. At the heart of the home, the gourmet kitchen is a true showpiece, featuring tranquil multi-colored quartzite countertops with a dramatic waterfall edge, a sophisticated stone backsplash, pendant lighting above the breakfast bar, stainless steel appliances, and French doors with built-in blinds that open seamlessly to the enclosed screened lanai—perfect for effortless indoor-outdoor living. The spacious primary suite serves as a private retreat, offering dual walk-in closets and a beautifully appointed en suite bath with quartzite countertops, elegant glass vessel sinks, and a luxurious rain shower accented by a brick-design tile basin. Both bathrooms showcase designer finishes and elevated style. Step outside to enjoy peaceful wooded conservation views from the screened lanai and paver patio, all enclosed by a full vinyl privacy fence for added serenity and seclusion. Additional premium upgrades include a newer roof (2022), newer AC system (2023), reverse osmosis system, whole-house water filtration, security system with cameras, video doorbell, keypad front entry, and pull-down attic access in the garage. Ideally located just minutes from the Gulf Coast’s renowned beaches, Premium Outlet shopping, fine dining, and entertainment, this exceptional home offers the perfect blend of luxury, functionality, and Florida lifestyle living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,713
Sqft
0.13 ac
Lot size
2
Garage
2003
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,091 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,091/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
Days on market
103 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Waterford — neighborhood snapshot
Population
1,273
Median age
53
Median income
$75,761
Median home value
$344,200
Avg household
3
Households w/ children
113
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5209 LANSDOWNE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5209 LANSDOWNE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5209 LANSDOWNE WAY FAQs
What would the monthly payment be for 5209 LANSDOWNE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,091/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5209 LANSDOWNE WAY?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5209 LANSDOWNE WAY?+
The most recent tax bill on record (2025) was $3,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5209 LANSDOWNE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $395,000, this home is priced right at the Palmetto median.
Which schools are assigned to 5209 LANSDOWNE WAY?+
Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 LINK REALTY, INC. · Michele Urbanowski. MLS #TB8501835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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