8362 WHEAT STONE DRIVE, ZEPHYRHILLS, FL, 33540
Active175 days on marketListed Apr 26, 2026MLS #TB8501960
About this home
8362 WHEAT STONE DRIVE
*** ASSUMABLE RATE FOR QUALIFIED BUYERS, SELLERS ARE CONTRIBUTING 10K TOWARDS BUYERS CLOSING COSTS*** Welcome to your dream home in Zephyrhills! This stunning 4-bedroom, 2-bathroom residence is the true definition of turn-key ready. From the moment you walk through the door, you’ll feel like you’ve stepped into a professionally designed model home. This home features a spacious open-concept layout, perfect for entertaining family and friends when the time comes. The seamless flow between the living, dining, and kitchen areas creates an inviting atmosphere that’s ideal for both everyday living and hosting unforgettable gatherings. No detail has been overlooked—enjoy beautiful custom wall designs, sleek stainless steel appliances, and high-end finishes throughout. Every space has been meticulously curated to offer both style and comfort, delivering the perfect blend of modern elegance and functionality. Complete with a 2-car garage and located in a gated community with a low HOA, this home offers both convenience and peace of mind. Take advantage of this rare opportunity to own a move-in ready home where all the work has already been done for you—just bring your furniture and start enjoying the Florida lifestyle! Al information is deemed accurate and true. Buyers Agent to verify all information.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,048
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,485 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,485/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs ZEPHYR LAKES SUB
$183 vs $176
Days on market
175 vs 67 typical
Where $183/sqft sits among the 8 homes for sale in ZEPHYR LAKES SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
3 of 8
ZEPHYR LAKES SUB have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 8362 WHEAT STONE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$290,000
8214 WHEAT STONE DRIVE · same community
4 bd · 2 ba · 2,048 sqft · $142/sqft · 74 DOM
Sold · Oct ’26$319,000
8324 WHEAT STONE DRIVE · same community
4 bd · 2 ba · 2,048 sqft · $156/sqft · 148 DOM
Sold · Apr ’26$285,000
8370 WHEAT STONE DRIVE · same community
3 bd · 2 ba · 1,864 sqft · $153/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8362 WHEAT STONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8362 WHEAT STONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8362 WHEAT STONE DRIVE FAQs
What would the monthly payment be for 8362 WHEAT STONE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,485/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8362 WHEAT STONE DRIVE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8362 WHEAT STONE DRIVE?+
The most recent tax bill on record (2025) was $10,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8362 WHEAT STONE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $375,000, this home is listed about 25% above the Zephyrhills median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8362 WHEAT STONE DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 15% above the ZEPHYRHILLS 33540 median — but at 2,048 sqft it's also 27% larger than the typical Zephyrhills listing.
02Time on market is leverage
175 days on market against a Zephyrhills median of 67 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $380,000, now $375,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Drigo Torres. MLS #TB8501960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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