9990 EAGLES POINT CIRCLE UNIT 4, PORT RICHEY, FL, 34668
Active143 days on marketListed May 1, 2026MLS #TB8502532
About this home
9990 EAGLES POINT CIRCLE UNIT 4
WATERFRONT 55+ CONDO WITH DIRECT GULF ACCESS – RESORT-STYLE AMENITIES & LOW-MAINTENANCE FLORIDA LIVING! Welcome to Eagles Point, a highly desirable 55+ waterfront community offering direct Gulf access and the Florida lifestyle you’ve been searching for! This charming and beautifully maintained 2-bedroom, 2-bath condo combines comfort, convenience, waterfront recreation, and an impressive list of community amenities. Step inside to a bright open-concept floor plan highlighted by a stunning floor-to-ceiling stone fireplace that creates a beautiful focal point in the living area. The spacious kitchen offers ample cabinetry, pantry storage, and a breakfast bar, making it perfect for everyday living and entertaining. An in-unit washer and dryer adds even more convenience. Need extra space? The versatile enclosed bonus room is ideal for a home office, den, hobby room, or guest space. Enjoy your morning coffee or unwind at the end of the day in the large enclosed lanai, while the generous primary suite provides a comfortable private retreat. Love the outdoors? Bring your kayak and enjoy kayak access from the community dock with quick access to the Gulf—perfect for peaceful morning paddles, fishing, wildlife watching, and unforgettable Florida sunsets. Enjoy resort-style amenities year-round, including a heated AND cooled community pool for all-season enjoyment, clubhouse for social gatherings, fitness center, billiards room, private community dock, and kayak storage. Even better, the HOA provides incredible value by including water, sewer, basic cable, trash, flood insurance, roof, and exterior maintenance, making this an excellent option for buyers seeking low-maintenance Florida living. Rentals are allowed immediately, adding flexibility for buyers looking for a Florida getaway, seasonal residence, or investment opportunity. Conveniently located near downtown New Port Richey, Tarpon Springs, shopping, restaurants, waterfront dining, Gulf beaches, boating, fishing, parks, and Tampa International Airport. Whether you're searching for a Florida retirement home, waterfront condo, Gulf-access property, winter retreat, or investment opportunity, this Eagles Point condo checks the boxes. Waterfront living, direct Gulf access, resort-style amenities, and low-maintenance convenience—all in one! Schedule your private showing today and start enjoying the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,320
Sqft
0.02 ac
Lot size
1980
Year built
Two
Levels
$76
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.7%
$/sqft vs Port Richey actives
$76 vs $192
Days on market
143 vs 40 typical
Where $76/sqft sits among the 350 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
187 of 350
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9990 EAGLES POINT CIRCLE UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$85,000
9980 EAGLES POINT CIRCLE UNIT 1 · same community
2 bd · 2 ba · 1,320 sqft · $64/sqft · 182 DOM
Sold · Mar ’26$99,000
9981 EAGLES POINT CIRCLE UNIT 4 · same community
2 bd · 2 ba · 1,320 sqft · $75/sqft · 103 DOM
Sold · Dec ’25$120,000
9970 EAGLES POINT CIRCLE UNIT 3 · same community
2 bd · 2 ba · 1,320 sqft · $91/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9990 EAGLES POINT CIRCLE UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9990 EAGLES POINT CIRCLE UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9990 EAGLES POINT CIRCLE UNIT 4 FAQs
What would the monthly payment be for 9990 EAGLES POINT CIRCLE UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $986/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9990 EAGLES POINT CIRCLE UNIT 4?+
The most recent tax bill on record (2025) was $2,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9990 EAGLES POINT CIRCLE UNIT 4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $99,900, this home is listed about 60% below the Port Richey median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9990 EAGLES POINT CIRCLE UNIT 4?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$99,900 is 58% below the PORT RICHEY 34668 median of $239,900, and at $76/sqft it sits under the Port Richey average of $205.
02Time on market is leverage
143 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $125,000, now $99,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Dee Koulias. MLS #TB8502532.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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