315 CHEROKEE AVENUE, HAINES CITY, FL, 33844
Active165 days on marketListed Apr 29, 2026MLS #TB8502899
About this home
315 CHEROKEE AVENUE
THE SELLER will pay off the outstanding balance for the solar panels in full at closing, subject to the mutually agreed-upon terms of the contract. A home with a pool and two primary suites in the gated community of Calabay Parc at Tower Lake! This spacious 4-bedroom, 3-bathroom residence features a private pool and spa, along with a versatile layout ideal for short-term rentals, vacation use, or a permanent residence. It is currently fully furnished; the furniture is negotiable. Enjoy the Florida lifestyle with your own private pool and spa. Inside, the home offers comfortable living spaces, an updated kitchen with granite countertops, and new flooring in the main living areas. Recent upgrades include a new roof installed in 2025 and an air conditioning system installed in 2022. Located in the gated community of Calabay Parc at Tower Lake, the property also features a two-car garage and offers convenient access to Central Florida attractions, shopping, dining, and major roadways. Whether you are looking for a short-term rental opportunity, a vacation home, or a permanent residence, this house offers the flexibility to suit various needs. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,956
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs CALABAY PARC AT TOWER LAKE
$184 vs $177
Days on market
165 vs 69 typical
Where $184/sqft sits among the 6 homes for sale in CALABAY PARC AT TOWER LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Calabay Parc at Tower Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Calabay Parc at Tower Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Calabay Parc at Tower Lake is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
2 of 6
CALABAY PARC AT TOWER LAKE have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 315 CHEROKEE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$205,125
704 EOLA WAY · same community
4 bd · 3 ba · 1,956 sqft · $105/sqft · 89 DOM
Sold · Apr ’26$359,000
510 PINELOCH DRIVE · same community
4 bd · 3 ba · 1,956 sqft · $184/sqft · 186 DOM
Sold · Jan ’26$355,000
347 CHEROKEE AVENUE · same community
4 bd · 3 ba · 1,833 sqft · $194/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 315 CHEROKEE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 315 CHEROKEE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
315 CHEROKEE AVENUE FAQs
What would the monthly payment be for 315 CHEROKEE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,190/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 315 CHEROKEE AVENUE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 315 CHEROKEE AVENUE?+
The most recent tax bill on record (2025) was $6,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 315 CHEROKEE AVENUE be rented short-term?+
Yes — this home sits inside Calabay Parc at Tower Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 315 CHEROKEE AVENUE?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $359,900, this home is listed about 16% above the Haines City median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 315 CHEROKEE AVENUE?+
Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$359,900 runs 27% above the HAINES CITY 33844 median.
02Zoned for nightly rentals
Calabay Parc at Tower Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
165 days on market against a Haines City median of 69 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $375,000, now $359,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Yaritza Menendez Gonzalez. MLS #TB8502899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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