9224 ELZA STREET, NEW PORT RICHEY, FL, 34654
Active90 days on marketListed May 21, 2026MLS #TB8503046
About this home
9224 ELZA STREET
* * SPACIOUS AND BEAUTIFULLY UPDATED * * Tucked away in serene, wide-open surroundings, this impressive 6-bedroom, 3-bathroom home in New Port Richey offers over 2,500 square feet of living space situated on a large .35-acre lot! The interior features an open and inviting layout designed for both everyday living and entertaining filled with modern finishes. The updated kitchen showcases contemporary styling with upgraded cabinetry, countertops, and fixtures, while the spacious living areas provide plenty of room for gatherings and flexible living arrangements. The generous bedroom count offers endless possibilities for multi-generational living, guest accommodations, home office space, or hobby rooms. Step outside and take in the true value of this property: wide skies, fresh air, and room to grow. With plenty of space for vehicles, equipment, or future additions, this lot is as practical as it is picturesque. Enjoy the benefits of a large yard with ample outdoor space for entertaining, pets, and recreation. * * GREAT LOCATION * * Conveniently located in the heart of New Port Richey, this property offers easy access to a variety of parks, recreation, shopping, and outdoor attractions within close proximity. Residents can enjoy nearby destinations including Sims Park with its riverfront walking paths, playgrounds, community events, and amphitheater, as well as Cotee River Park for kayaking, fishing, and waterfront relaxation. Outdoor enthusiasts will appreciate the nearby James E. Grey Preserve featuring scenic nature trails, wildlife viewing, and boardwalks through natural Florida landscapes. The area also offers convenient access to New Port Richey Recreation & Aquatic Center with pools, fitness facilities, sports courts, and year-round recreational programs. Shopping centers, grocery stores, medical facilities, and everyday conveniences are all nearby, while quick access to major roadways makes commuting throughout Pasco County and the Tampa Bay area simple and convenient. * * PLEASE NOTE * * - It is buyer's responsibility to verify all information. Information posted in MLS, or any marketing information is not gauranteed.
Facts & features
The home at a glance
6
Bedrooms
3
Bathrooms
2,058
Sqft
0.35 ac
Lot size
1960
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MOON LAKE ESTATES
$177 vs $172
Days on market
90 vs 54 typical
Where $177/sqft sits among the 34 homes for sale in MOON LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $277K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
20 of 34
MOON LAKE ESTATES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9224 ELZA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$229,000
10042 GILMER STREET · same community
4 bd · 2 ba · 2,052 sqft · $112/sqft · 3 DOM
Sold · Dec ’25$335,000
9844 XENIA STREET · same community
5 bd · 2 ba · 1,865 sqft · $180/sqft · 23 DOM
Sold · Jun ’26$350,000
9846 CARDY STREET · same community
3 bd · 3.5 ba · 2,276 sqft · $154/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9224 ELZA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9224 ELZA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9224 ELZA STREET FAQs
What would the monthly payment be for 9224 ELZA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9224 ELZA STREET?+
The most recent tax bill on record (2025) was $2,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9224 ELZA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $365,000, this home is listed about 28% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9224 ELZA STREET?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Matthew Brashear. MLS #TB8503046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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