5095 BAY STREET NE UNIT 21O, ST PETERSBURG, FL, 33701
Active113 days on marketListed Apr 29, 2026MLS #TB8503131
About this home
5095 BAY STREET NE UNIT 21O
Fully renovated 2-bedroom, 2-bath rental in Winston Park Northeast, ready for immediate move-in. This 2nd-floor unit features brand-new laminate flooring throughout, fresh paint, recessed lighting, energy-efficient hurricane impact windows, and a bright, open living area that flows seamlessly into the fully updated kitchen. The kitchen is finished with custom soft-close white shaker cabinetry, quartz counters, stainless steel appliances, and a walk-in pantry with built-ins. Both bathrooms have been remodeled with updated vanities, quartz counters, and new fixtures. The primary suite includes a large walk-in closet. The monthly rent includes water, sewer, trash, basic cable, and high-speed internet. Winston Park amenities include a community pool, clubhouse, shuffleboard courts, BBQ grills, and beautifully maintained grounds. Located minutes from Northeast Shopping Center (Publix, Whole Foods, CVS), St. Pete Racquet Club, and Mangrove Bay and Cypress Links golf courses. A short drive to vibrant Downtown St. Pete with its restaurants, museums, and waterfront, and our world-famous Gulf beaches. This is a 55+ community; at least one occupant must be 55 or older. This property is also listed for sale. See MLS#TB8455089
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
3.39 ac
Lot size
1975
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WINSTON PARK NORTHEAST
$2 vs $145
Days on market
113 vs 57 typical
Where $2/sqft sits among the 39 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 39
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5095 BAY STREET NE UNIT 21O
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$80,000
5095 BAY STREET NE UNIT 310 · same community
2 bd · 2 ba · 1,035 sqft · $77/sqft · 30 DOM
Sold · Dec ’25$120,000
4915 BAY STREET NE UNIT 222 · same community
2 bd · 2 ba · 1,035 sqft · $116/sqft · 47 DOM
Sold · Apr ’26$137,000
4920 LOCUST STREET NE UNIT 203 · same community
2 bd · 2 ba · 1,035 sqft · $132/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5095 BAY STREET NE UNIT 21O — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5095 BAY STREET NE UNIT 21O — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5095 BAY STREET NE UNIT 21O FAQs
What would the monthly payment be for 5095 BAY STREET NE UNIT 21O?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5095 BAY STREET NE UNIT 21O?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,850, this home is listed about 100% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5095 BAY STREET NE UNIT 21O?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FOREVER FLORIDA REAL ESTATE · Louis Biondi. MLS #TB8503131.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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