4720 LOCUST STREET NE UNIT 118, ST PETERSBURG, FL, 33703
Active101 days on marketListed May 11, 2026MLS #TB8507186
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Upcoming open house
Sat, Aug 22
10:00 AM – 12:00 PM
About this home
4720 LOCUST STREET NE UNIT 118
Welcome to maintenance-free Florida living in the highly desirable 55+ community of Winston Park Northeast! This rarely available ground-floor 1-bedroom, 1-bath condo offers exceptional convenience with easy entry and no stairs or elevators required. Inside, you’ll find a bright and spacious open floor plan that feels far larger than a typical one-bedroom unit. The living and dining areas flow seamlessly into the beautifully remodeled galley kitchen featuring quartz countertops, striking backsplash, abundant cabinetry, and stainless-steel appliances—perfect for everyday living and entertaining alike. The spacious primary suite includes a large walk-in closet and a beautifully updated ensuite bath, creating a comfortable private retreat. This home comes with its own storage unit on the 1st floor which also features a laundry room. There is a dedicated carport. Residents of Winston Park enjoy an array of amenities including a heated pool, shuffleboard courts, clubhouse, outdoor grilling area, and a full calendar of community activities. Ideally located within minutes of downtown St. Petersburg, you’ll have easy access to The Pier, Pinellas Trail, Mahaffey Theatre, The Dali Museum, Chihuly Collection, fine dining, shopping, hospitals, concerts, and more. A nearby YMCA offers additional recreational opportunities, while major highways provide quick access to both St. Pete-Clearwater International Airport and Tampa International Airport. The monthly maintenance fee covers internet, water, sewer, trash, management, and more—allowing for truly carefree living in a vibrant and welcoming community. If you’re looking for a move-in-ready home in a peaceful yet centrally located setting, this is one you won’t want to miss. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
825
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.8%
$/sqft vs WINSTON PARK NORTHEAST
$145 vs $143
Days on market
101 vs 57 typical
Where $145/sqft sits among the 39 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
16 of 39
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4720 LOCUST STREET NE UNIT 118
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$90,000
4890 BAY ST NE UNIT 324 · same community
1 bd · 1 ba · 790 sqft · $114/sqft · 13 DOM
Sold · May ’26$120,000
4885 1ST STREET NE UNIT 212 · same community
1 bd · 1 ba · 790 sqft · $152/sqft · 8 DOM
Sold · Mar ’26$130,000
4710 BAY STREET NE UNIT 109 · same community
1 bd · 1 ba · 790 sqft · $165/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4720 LOCUST STREET NE UNIT 118 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4720 LOCUST STREET NE UNIT 118 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4720 LOCUST STREET NE UNIT 118 FAQs
What would the monthly payment be for 4720 LOCUST STREET NE UNIT 118?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4720 LOCUST STREET NE UNIT 118?+
The most recent tax bill on record (2025) was $212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4720 LOCUST STREET NE UNIT 118?+
The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $120,000, this home is listed about 72% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4720 LOCUST STREET NE UNIT 118?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$120,000 is 71% below the ST PETERSBURG 33703 median of $415,000, and at $145/sqft it sits under the St Petersburg average of $377.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $138,000, now $120,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HECKLER REALTY GROUP LLC · Amy Heckler. MLS #TB8507186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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